Credit Card Guide

CHOOSING A CREDIT CARD MADE SIMPLE

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Special Credit Card Deals

See our credit card deals and promotions which offer bonuses that may be awarded after only your first purchase. These awards may come in the form of cash back, air miles, merchandise or other rewards from the issuer in addition to the standard benefits that may be on your credit card application.

Applying For A Credit Card

Filling out a credit card application is faster than ever before. To apply for a credit card online, simply provide the information requested, and click on the submit button. You may get an online decision in as little as a minute, in other cases you will be notified by mail within a couple of weeks.

 
     

BEST CREDIT CARD OFFERS

 
Capital One® VentureOne<sup>SM</sup> Rewards Credit Card Apply Here
APR Balance Transfer Annual Fee
11.9% - 19.9% (V) Yes $0

Capital One® VentureOneSM Rewards Credit Card

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals, and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until May 2014
  • No foreign transaction fees
  Capital One® Venture<sup>SM</sup> Rewards Credit Card Apply Here
APR Balance Transfer Annual Fee
13.9% - 20.9% (V) Yes $0 intro for first year; $59 after that

Capital One® VentureSM Rewards Credit Card

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • 2 miles per dollar on every purchase, every day
  • As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
  • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  Capital One® Cash Rewards Apply Here
APR Balance Transfer Annual Fee
12.9% - 20.9% (V) 12.9% - 20.9% (V) $0

Capital One® Cash Rewards

  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until May 2014
   
United MileagePlus Explorer Card Apply Here
APR Balance Transfer Annual Fee
15.24% (Variable) Yes $0 intro annual fee for the first year, then $95

United MileagePlus Explorer Card

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free - save up to $100 per roundtrip
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Enjoy priority boarding privileges
  • Visit the United Club with two one-time-use passes every year
  • Use your miles for any seat, any time, on any United flight
  • Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn
  • $0 intro annual fee for the first year, then $95
  Citi Simplicity® Card Apply Here
APR Balance Transfer Annual Fee
12.99% - 21.99%* (Variable) Yes $0*

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
  Capital One® Card Finder Tool Apply Here
APR Balance Transfer Annual Fee
Various Rates See Terms See Terms

Capital One® Card Finder Tool

  • Click "APPLY NOW" to find card offers
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more
  • Find the right card without affecting your credit score
  • Get your results in less than a minute
  • 24/7 account access
  • $0 Fraud Liability if your card is lost or stolen
  • Personalize your card with an image of your choice
 
   
Capital One® Platinum Prestige Credit Card Apply Here
APR Balance Transfer Annual Fee
10.9% - 18.9% (V) Yes $0

Capital One® Platinum Prestige Credit Card

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • 0% intro APR until August 2014 on balance transfers
  • 0% intro APR until August 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  Barclaycard® Rewards MasterCard® - Excellent Credit Apply Here
APR Balance Transfer Annual Fee
14.99%-24.99% (Variable) Yes $0

Barclaycard® Rewards MasterCard® - Excellent Credit

  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
  Discover it® Apply Here
APR Balance Transfer Annual Fee
10.99% - 22.99% (V)* Yes $0

Discover it®

  • The new Discover it card is out to change the way people think about credit cards. Apply online or call 1-888-312-0082
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
 
 
 

 

HOW TO FIND THE BEST CARD OFFER

 
 

At CreditCardGuide.com we provide you with the tools and information to make choosing and applying for a card as simple and as easy as possible. With our wide selection of offers offering the most competitive rates and rewards, you are sure to find the right card for you. We constantly update our site to provide the best deals online.

You can start by browsing our categories in the left menu or the banks and card issuers below. You can also use our comparison and search tools section to compare cards or to find the card with the right features and benefits for you. The comparison guide is an easy-to-use tool which enables you to compare rates, type of rewards and annual fees. Once you make your choice, the application is only a click away and many cards will give you a decision in less than 60 seconds.

To further educate you about choosing the right offer and finding the best deal, we provide an extensive help topics section. Here you can learn more on how to take advantage of various card benefits, as well as better understand their features and the importance of your credit score.

Another section of our site is devoted to students who may be applying for a card for the first time. College student cards offer value and benefits that can lead to greater financial flexibility and freedom, and help you build credit.

You can browse our low interest cards section to get the lowest interest rate or our business cards section to see the best offers for small businesses. Use our site to browse and compare the top card offers available on the web, all with online applications.

 
     

 

More Low Interest Credit Cards with Rewards and Cash Back - by Bank

 
 
 
Chase logo
  Chase Bank - Choose from many great offers: Chase FreedomSM, Chase SlateSM from Chase, Chase SapphireSM, Chase Ink CashSM Business Card, and the Chase InkSM Bold with Ultimate RewardsSM.
 
 
Discover Logo
  Discover® Cards - Choose from various card designs including Clear, Flag, Wildlife, Sealife collection and more. Student cards are also available.
 
 
Capital One Logo
  Capital One® - Earn up to 5 points per dollar. Choose from No Hassle MilesSM Rewards, No Hassle MilesSM Ultra-for Professionals, Orbitz® Visa® Platinum and the MTV® Visa® Card.
 
 
American Express Logo
  American Express - Get 0% APR for up to 6 months and earn points that can be redeemed for gift cards, travel, merchandise, and more. Cards include Preferred Rewards Gold card, Platinum Delta SkyMiles, Starwood Preferred and the TrueEarnings® Card from Costco and American Express.
 
 
Bank Of America
  Bank of America - Bank of America offers a variety of high-value credit cards, like the BankAmericard Cash Rewards™, BankAmericard Travel Rewards® and BankAmericard® Visa® cards, featuring competitive rates.
 
 
Citi Logo
  Citi Cards - Great choice of cards with rewards, 0% APR for 18 months and low ongoing APR. Citi® Platinum Select® and Citi® Diamond Preferred® Card. Also see Citi's student credit card, the mtvUT Platinum Select.
 
 
Visa Card logo
  Visa® Credit Cards - Get 0% introductory APR's, low ongoing interest rates, cash back, airmiles, travel rewards, and more. Visa card offers include cards for individuals, businesses, students, and for those with less than perfect credit.
 
 
Master Card logo
  MasterCard® Credit Cards - Mastercard credit card offers include benefits such as 0% introductory APR's, cash back offers of up to 5%, frequent flyer miles, and many others. Mastercard credit cards are available for individuals, businesses, students, as well as those with less than perfect credit histories.
 
 
     

 

Credit Cards and Prepaid Debit Cards for People with Bad Credit

 
 
 
First Premier Logo
  First PREMIER® Bank - First PREMIER® Bank offers secured and unsecured, fee-based credit cards. These credit cards are popular with people who have less-than-perfect credit and cannot get approved for a prime credit card, which requires a good credit history.
 
 
 
     


 
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