Credit Card Guide
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0% APR Credit Cards

0% APR Credit Cards  

Take advantage of 0% APR's on purchases. This rate is available for an introductory period from when the credit card account is opened, and depending on the card offer, it will be applied to new purchases, balance transfers or both. Compare 0% APR credit cards and apply online.

 
     

 

0% APR Credit Cards

 
     
 
BankAmericard® Better Balance Rewards™ Credit Card
BankAmericard® Better Balance Rewards™ Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

 

  • No annual fee
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
  • Low Introductory APR offer
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*0%*12 billing cycles for qualifying balance transfers*11.99% - 21.99% Variable* on purchases & balance transfersNone*

BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

 

  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No Annual fee
  • No rotating categories and your rewards do not expire
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*0%*12 billing cycles for qualifying balance transfers*12.99% - 22.99% Variable* on purchases & balance transfersNone*

Barclaycard® Rewards MasterCard® - Excellent Credit
Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit

 

  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 billing cyclesN/AN/A14.99%-24.99% (Variable)$0

Slate® from Chase
Slate® from Chase

Slate® from Chase

 

  • Click "APPLY NOW" to apply online or call 888-353-0298
  • Introductory Offer - No Balance Transfer Fee!*
  • Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
  • 0% Introductory APR for 15 months on purchases and balance transfers!*
  • Avoid interest and pay down balances faster with free Blueprint® features*
  • Patented Fraud Protection and zero liability on unauthorized purchases*
  • Add an additional card user to your Slate account at no extra cost*
  • No Annual Fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
15 months0%15 months11.99% - 21.99% Variable$0

Upromise World MasterCard®
Upromise World MasterCard®

Upromise World MasterCard®

 

  • Earn $50 cash back with your first purchase
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
  • Earn 4% back at thousands of participating Upromise dining restaurants
  • Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
  • Earn 2% cash back at eligible movie theaters
  • Earn 1% cash back everywhere else
  • Earn cash back on every purchase with no caps
  • 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 months0%12 months12.99%-20.99% (Variable)$0

Barclaycard Arrival World MasterCard — No Annual Fee Card
Barclaycard Arrival World MasterCard — No Annual Fee Card

Barclaycard Arrival World MasterCard — No Annual Fee Card

 

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
  • No mileage caps and no foreign transaction fees
  • Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 monthsN/AN/A14.99%-18.99% (Variable)$0

NFL Extra Points Credit Card
NFL Extra Points Credit Card

NFL Extra Points Credit Card

 

  • All 32 teams and NFL Shield card available
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
  • Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
  • No cap on points earned and points never expire
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 billing cycles0%12 billing cycles13.74% - 22.74% (Variable)$0

Discover it®
Discover it®

Discover it®

 

  • The new Discover it card is out to change the way people think about credit cards. Apply online or call 800-983-1403
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
14 months0%14 months10.99% - 22.99% (V)*$0

The Priceline Rewards™ Visa® Card
The Priceline Rewards™ Visa® Card

The Priceline Rewards™ Visa® Card

 

  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on Priceline.com purchases
  • Earn 1X point on everything else
  • Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
  • Your points can act like cash - Redeem points for statement credits against purchases made on your account
  • No limit to the number of points you can earn
  • Please see terms and conditions for complete details
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A14.99% or 21.99% (Variable)$0

U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

 

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
15 billing cycles0%15 billing cycles9.99%-23.99% (Variable)$0

 
     

     
 
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