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American Express Credit Cards - Top Cash Back and Rewards Programs
Personal and Business Credit Cards - Good Credit is Required to Apply |
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American Express card offers include a wide variety of credit
cards and charge cards for consumers and businesses. American Express offers
some of the top rewards and benefits programs including free travel rewards
and extended warranty on purchases. This is in addition to low rates, 0% introductory
offers, and cash back.
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Blue from American Express®
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- 0% intro APR on purchases for up to 15 months
- Low balance transfer APR—4.99% fixed APR for the life of the balance
- Membership Rewards Express® program
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 15 mo. |
4.99% with application |
10.24% |
None |
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Blue Cash® from American Express
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- Get up to 5% cash back with unlimited cash rewards
- Earn unlimited cash back
- 0% introductory APR on purchases for 6 months
- Low balance transfer rate - 4.99% fixed APR for the life of the balance
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
4.99% with application |
10.24% |
None |
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Clear from American Express®
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- 0% intro APR for up to 12 months
- Automatic Rewards — you'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
- Flexible payment terms: you can pay in full, or carry a balance — the choice is yours
- World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.
- Express Approval: get a decision in less than 60 seconds
- No fees of any kind: No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 12 mo. |
5.99% with application |
11.24% |
None |
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Blue Sky from American Express
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- Earn 1 point for every dollar you spend
- Redeem points to save on any airline, hotel, rental car or cruise -
no blackout dates or travel restrictions
- 0% introductory APR for purchases for your first six months of Cardmembership
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
4.99% with application |
10.24% |
None |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
9.99% for l.o.b.* |
15.24% |
$95* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 2.90% for 6 mo. |
2.90% for 6 mo.* |
15.24% |
None |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 2.90% for 6 mo. |
2.90% for 6 mo.* |
15.24% |
$45* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
$95* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
$125* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
11.24% |
$35* |
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IN:NYC® Card from American Express
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| Eat, drink, and play in New York City with the IN:NYC® Card from American Express |
- 0% introductory APR for 6 months on purchases and balance transfers*
- No annual fee
- One INSIDESM Rewards point for virtually every eligible dollar you spend in New York City
- Points have no expiration date and you can redeem points for rewards in New York
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo.* |
9.24% |
None* |
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IN:LA® Card from American Express
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| The IN:LA® Card comes with a rewards program that lets you eat, drink, and play at some of Los Angeles' top spots. The Card comes with the exceptional benefits and features you expect from American Express |
- 0% introductory APR for 6 months on purchases and balance transfers*
- No annual fee
- Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
- Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo.* |
9.24% |
None |
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IN:CHICAGO® Card from American Express
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| The IN:CHICAGO® Card comes with a rewards program that lets you eat, drink, and play at some of Chicago's top spots. The Card comes with the exceptional benefits and features you expect from American Express |
- 0% introductory APR for 6 months on purchases and balance transfers*
- No annual fee
- Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Chicago or not
- Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo.* |
9.24% |
None |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
3.99% for 6 mo.* |
15.24% |
$40 |
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TrueEarningsSM from Costco and American Express
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- Earn cash back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No limit on the cash back earned
- The flexibility to pay charges over time
- The TrueEarnings card serves as both your American Express credit card and your Costco membership card
- No annual fee with your paid Costco membership
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 3 mo. |
1.99% for 6 mo.* |
15.99% |
None |
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Platinum Delta SkyMiles® Credit Card
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- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
- Earn Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement/hardware stores, and the U.S. Postal Service
- Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
- Earn one mile for every dollar on other eligible purchases
- Miles never expire and there is no cap on the miles you can earn
- Earn 2,500 bonus miles for adding an additional cardmember
- Pay for all or part of your fare with miles and put the rest on your card; start redeeming at just 10,000 miles
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
3.9% for l.o.b.* |
15.99% |
$150 |
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Business Credit Cards From American Express
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Business Gold Rewards Card from OPENSM the small business team
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| Business ownership has become more rewarding |
- No limit to the number of Membership Rewards® points you can earn, plus up to 40,000 bonus points* in your first year
- Points have no expiration date
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No finance charges
- Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- Automatic complimentary enrollment in the Membership Rewards program
- No pre-set spending limit*
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
$125* |
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American Express SimplyCashSM Business Card
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- Earn 5% cash back on gas, office supplies and wireless services
- Earn 1% on cash back on virtually all other purchases
- 0% introductory APR on purchases for the first 12 months
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- Flexibility to pay in full or carry a balance
- OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 12 mo. |
7.99% for l.o.b.* |
6% |
None |
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The Platinum Business Credit Card
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- 0% introductory APR on purchases for the first 12 months
- Option to enroll in fee-free Membership Rewards Express® program
- There's no limit to the number of points you can earn
- OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- Option to pay over time or in full
- Fee-free Additional Cards
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0%* for 12 mo. |
4.99% with application |
8.99% |
None |
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Blue Cash® for Business Credit Card
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- Up to 5% Cash Rebate
- No limit on the cash back you can earn*
- 0% introductory APR for purchases during your first 6 months
- Earn cash rewards on the purchases made by additional cardholders
- OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- Option to pay over time or pay in full
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
7.99% for l.o.b.* |
8.99% |
None |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
9.99% for l.o.b.* |
17.24% |
$95* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 2.90% for 6 mo. |
2.90% for 6 mo.* |
17.24% |
$45* |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
3.99% for 6 mo. |
15.99% |
$40 |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 12 mo. |
7.99% for l.o.b.* |
9.99% |
None |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
$95* |
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TrueEarnings® Business Card from Costco and American Express
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- Earn cash back on every purchase:
- 5% for buying gas
- 3% for dining out
- 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operator merchants
- Earn 1% cash back on all other eligible purchases
- Rebates are awarded annually in the form of an in-store coupon
- 0% introductory APR on purchases for the first three months
- No annual fee with your paid Costco membership
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0%* for 3 mo. |
1.99% for 6 mo.* |
15.99% |
None |
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American Express Cards
Established in 1850 in New York, American Express started out as an express delivery business that forwarded freight and valuables; it particularly served the westward expansion of the rapidly growing new country. Over the years, the company evolved into a company that created and sold financial products, such as money orders and travelers checks
In 1958, American Express issued its first charge card. Within five years, more than 1 million cards were in use within and outside the United States. The popular Amex Gold Card was launched in 1966, and over the years, many different types of American Express credit cards continued to proliferate.
Today, American Express is a world leader in providing charge and credit cards to consumers, small businesses and corporations. In 2005, American Express card transactions made up almost one quarter of all U.S. credit card transactions, moving Amex into third place behind MasterCard and Visa.
As an American Express card holder, you benefit from some of the top rewards and benefits programs in the industry. The company has formed a number of strategic partnerships with selected airlines, banks, and retailers, enabling it to provide premium products and services to its customers.
As a customer, you also have an incredible array of American Express card applications to choose from. The American Express Blue Card family offers a competitive 0% APR introductory rate on purchases, and it lets you earn points toward great rewards from the places people love to shop.
The Preferred Rewards Green or Gold cards also let you earn points on your purchases. Because of Amex' great strategic airline alliances, you can transfer the points you earn to up to 11 frequent flyer programs on a 1 point = 1 mile basis. Both cards come with a built-in Buyers Assurance Plan that lets you extend warranties up to one additional year.
In addition, the American Express charge cards and small business credit cards offer the best and most unique benefits to business owners. They can offer very high charge and credit limits and typically there is no cap on the cash back or rewards one can earn in a given period.
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Entertainment
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