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American Express Credit Cards - Top Cash Back and Rewards Programs

Personal Credit Cards - Good Credit is Required to Apply

American Express Credit Cards

American Express card offers include a wide variety of credit cards and charge cards for consumers and businesses. American Express offers some of the top rewards and benefits programs including free travel rewards and extended warranty on purchases.

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Starwood Preferred Guest® Credit Card from American Express
Winner — “Best Affinity Credit Card” at the 19th Annual Freddie Awards — voted on by frequent travelers
  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights

  • Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
2.90% for 6 mo. 2.90% for 6 mo.* 13.24% $45*
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American Express® Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card

  • The Membership Rewards® program — Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • No pre-set spending limit
  • Express approval - get a decision in less than 60 seconds
  • No annual fee for the first year - $125 thereafter
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
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TrueEarnings® Card from Costco and American Express
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • Receive a $25 statement credit for the first purchase made with the Card*

  • No limit on the cash back earned
  • The TrueEarnings card serves as both your American Express credit card and your Costco membership card
  • No annual fee with your paid Costco membership
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 3 mo. 1.99% for 6 mo.* 13.24% None
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Platinum Delta SkyMiles® Credit Card
  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an additional cardmember

  • Earn at least 1 mile for every eligible dollar spent
  • Earn one companion Coach Class ticket each year upon renewal
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with miles: pay for all or part of your flight with miles – and put the rest on your card
  • Express approval: get a decision in less than 60 seconds
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 3.9% for 12 mo.* 13.24% $150
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Platinum Credit Card
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - redeemable for one round-trip domestic airline ticket

  • No pre-set spending limit
  • 24-hour access to concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $450
Click Here! Apply Here
Delta Reserve Credit Card
  • Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase

  • Built-in Miles BoostSM— earn up to 30,000 MQMs and 30,000 bonus miles
  • Annual first-class companion certificate, which can be used for a first-class or coach-class ticket
  • Complimentary Crown Room Club® access for you and two guests
  • Access to American Express® Concierge Services
  • Pay with Miles— pay for all or part of any Delta flight with your miles
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 9.99%* for 12 mo. 13.24% $450*

American Express Cards

Established in 1850 in New York, American Express started out as an express delivery business that forwarded freight and valuables. It particularly served the westward expansion of the rapidly growing new country. Over the years, the company evolved into a company that created and sold financial products, such as money orders and travelers checks.

In 1958, American Express issued its first charge card. Within five years, more than 1 million cards were in use within and outside the United States. The popular Amex Gold Card was launched in 1966, and over the years, many different types of American Express credit cards continued to proliferate.

Today, American Express is a world leader in providing charge and credit cards to consumers, small businesses and corporations. In 2005, American Express card transactions made up almost one quarter of all U.S. credit card transactions, moving Amex into third place behind MasterCard and Visa.

As an American Express card holder, you benefit from some of the top rewards and benefits programs in the industry. The company has formed a number of strategic partnerships with selected airlines, banks, and retailers, enabling it to provide premium products and services to its customers.

The Preferred Rewards Gold card also lets you earn points on your purchases. Because of Amex's great strategic airline alliances, you can transfer the points you earn to up to 11 frequent flyer programs on a 1 point = 1 mile basis.This card comes with a built-in Buyers Assurance Plan that lets you extend warranties up to one additional year.

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