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American Express Credit Cards - Top Cash Back and Rewards Programs

Personal Credit Cards - Good Credit is Required to Apply

American Express Credit Cards

American Express card offers include a wide variety of credit cards and charge cards for consumers and businesses. American Express offers some of the top rewards and benefits programs including free travel rewards and extended warranty on purchases.

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Blue from American Express(R)
  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
See Terms* See Terms* 15.24% None
Click Here! Apply Here
Blue Cash(R) from American Express
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
See Terms* See Terms* 17.24% None
Click Here! Apply Here
TrueEarnings(R) Card from Costco and American Express
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
American Express (R) Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $125
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Platinum Card(R) from American Express
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $450
Click Here! Apply Here
Starwood Preferred Guest(R) Credit Card from American Express
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
Platinum Delta SkyMiles(R) Credit Card from American Express
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 14.50% $150
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Delta Reserve Credit Card
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 14.50% $450
Click Here! Apply Here
Blue Sky from American Express(R)
  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
See Terms* See Terms* 17.24% None
Click Here! Apply Here
ZyncSM from American Express
  • Enjoy a low annual fee of just $25 for Basic Card
  • Pay no interest - that's because you pay in full each month
  • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
  • Protect eligible purchases with Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $25
Click Here! Apply Here
American Express(R) Premier Rewards Gold Card
  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None See Terms*
Click Here! Apply Here
PenFed Premium Travel Rewards American Express® Card
  • 5 Points for Every $1 Spent on Airfare!
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • Automatic enrollment in PenFed Premium Rewards Program
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
  • 24/7 Premium Concierge Service
  • Exclusive Travel Upgrades and Offers
  • Redeem on any Airline; no black-out dates or restrictions
  • Spend $650 in the First Three Months and Receive 20,000 bonus points
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 4.99%-6.99%* for 24 mo. 13.24% $50

American Express Cards

Established in 1850 in New York, American Express started out as an express delivery business that forwarded freight and valuables. It particularly served the westward expansion of the rapidly growing new country. Over the years, the company evolved into a company that created and sold financial products, such as money orders and travelers checks.

In 1958, American Express issued its first charge card. Within five years, more than 1 million cards were in use within and outside the United States. The popular Amex Gold Card was launched in 1966, and over the years, many different types of American Express credit cards continued to proliferate.

Today, American Express is a world leader in providing charge and credit cards to consumers, small businesses and corporations. In 2005, American Express card transactions made up almost one quarter of all U.S. credit card transactions, moving Amex into third place behind MasterCard and Visa.

As an American Express card holder, you benefit from some of the top rewards and benefits programs in the industry. The company has formed a number of strategic partnerships with selected airlines, banks, and retailers, enabling it to provide premium products and services to its customers.

The Preferred Rewards Gold card also lets you earn points on your purchases. Because of Amex's great strategic airline alliances, you can transfer the points you earn to up to 11 frequent flyer programs on a 1 point = 1 mile basis.This card comes with a built-in Buyers Assurance Plan that lets you extend warranties up to one additional year.

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