Credit Card Guide
Follow Us  twitter facebook You Tube Google+

Ask Erica


Each week, credit expert Erica Sandberg answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.

Your name:*

Email address:*

Your contact information will only be used to seek clarifications to your inquiry, if necessary.

Your question:*

Verification Code:*


After the love, challenges in collecting a debt remain

Taking former girlfriend to court or getting her to sell any little-used items are just two ways to get back that $1,000 you lent her...

Full Story


How to make the most of a new travel rewards card

Charge what is required to secure the one-time bonus and make payments on time, then you will be on your way to getting your plane tickets...

Full Story


Debt settlement unlikely until you're behind on payments

That doesn't mean you can't try, but settlements have their downsides...

Full Story


How hard inquiries hurt your credit score

Applying for a loan or credit card will trigger a hard inquiry, which will ding your score temporarily...

Full Story


How a speeding ticket can ding your credit score

Pay fine before it gets turned over to collections, which is when it will hit your credit reports...

Full Story


2 ways to slay your debt dragon and a bonus DIY plan

Consolidation loans and balance transfers have upsides and downsides, or you can craft your own plan to ease your debt load...

Full Story


FICO scoring formula impacts couple's mortgage quest

Her credit scores rose with big paid-off wedding charges, while his still need work...

Full Story


How a starter card helps build credit scores

Managing most kinds of credit products responsibly will show up positively on your credit reports...

Full Story


Bluffing with a creditor can be a dangerous debt game

Warning of bankruptcy can lead to negotiation and a settlement -- or to a lawsuit and a deeper financial hole...

Full Story


Secure SSL Technology
Secure SSL
Twitter Facebook You Tube Google+
About Us Privacy Policy Editorial Team Terms of Use
Contact Us California Privacy Rights Media Relations Site Map

Close X