Credit Card Guide
Follow Us  twitter facebook You Tube Google+

Ask Erica


Each week, credit expert Erica Sandberg answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.

Your name:*

Email address:*

Your contact information will only be used to seek clarifications to your inquiry, if necessary.

Your question:*

Verification Code:*


Income swings require budgeting, not cash advances

When your monthly income fluctuates, relying on expensive cash advances isn't the way to go

Full Story


6 credit tips you should have learned in school, but didn't

Finances and credit are not often taught in school, but if you're looking to start educating yourself, here are six things you need to know about using credit ...

Full Story


What to do when job bonus debt repayment plan backfires

Finding out that your plan to repay $5,000 in debt with a bonus that didn't materialize is soul-crushing. Instead of despairing, it's time to formulate plan B ...

Full Story


Forget credit limit increase if card is maxed out

Asking for more credit so that you don't bust your credit limit won't fly with card issuers. Work on lowering the balance before pursuing more credit ...

Full Story


The hard truth when a loved one steals your credit

Even if a loved one is not in the right mindset, if your card is used without your permission, it is a type of identity theft and against the law ...

Full Story


Check credit reports if you're concerned creditor might sue

Checking your credit report is an important step to make sure your credit is the best it can be ...

Full Story


Employer credit report request riles student

Does an employer want to see your credit report? That's good news! Here's what you need to know ...

Full Story


Spiteful spouse? Convince him his credit is at risk, too

Your ex may try to sabotage your credit, but remind him that his credit file can be affected as well ...

Full Story


The secret to great credit management

Being great with money doesn't necessarily translate into having great credit. Learn the secret to having an amazing credit score ...

Full Story


Secure SSL Technology
Secure SSL
Twitter Facebook You Tube Google+
About Us Privacy Policy Editorial Team Terms of Use
Contact Us California Privacy Rights Media Relations Site Map

Close X