Credit Card Guide
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Each week, credit expert Erica Sandberg answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.


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Can debt collectors throw you in jail?

Debt collectors can ask for your contact information from your family or friends, but can they threaten jail time?

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Credit cards can be a lifeline, but not all the time

When funds are low, and there's no food in the pantry, is it time to turn to a credit card?

Full Story

 
     
 

Steps to protect young adults from identity theft

Young adults should be aware of identity theft issues so they can prevent identity theft from happening ...

Full Story

 
     
 

What should you do when a creditor threatens to sue?

Just because creditors threaten to sue, doesn't mean they can. But know the law in your state before proceeding ...

Full Story

 
     
 

What do potential landlords look for in your credit report?

You don't have to have a stellar credit history to rent, but the better it is, the easier it will be for you to land a place ...

Full Story

 
     
 

A pet's medical costs shouldn't have to hurt your credit

When a pet's medical costs encroach on your budget, there are ways to get him treatment without harming your credit ...

Full Story

 
     
 

Spouse overspending on cards? Here's what to do

Don't know what to do about your spouse's spending sprees? Here are some solutions ...

Full Story

 
     
 

What to do when you have no job and student loans

When your finances are crashing down around you, what should be your first step?

Full Story

 
     
 

Should you use your emergency fund?

You've saved all that money in your emergency fund, and now a surprise bill is in front of you. What should you do?

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