Credit Card Guide
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Each week, credit expert Eva Norlyk Smith answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.

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6 ways to protect the elderly from money scams

Seniors lose an estimated $3 billion a year to financial abuse, including scams. Here's how to protect your loved ones ...

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How to get (and manage) that first card

Finally getting a credit card? You could piggyback on a friend or family's existing card as an authorized user, or you could get a secured card ...

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How to recognize and correct identity theft

Don't let time pass when you discover possible identity theft ...

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Should I buy a house with my best friend?

Buying a house with a friend could complicate your finances, credit rating and relationship ...

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Shared accounts for couples: good or bad idea?

If you don't have any credit accounts in your name, you may not develop a credit history of your own ...

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How to protect your credit in divorce

Jointly held credit accounts can trip up couples during divorce, so being proactive is critical to protect your financial health ...

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What is the best way to pay off student loans?

Increasing your monthly payments on a student loan is a powerful way to reduce the time it will take to pay off the loan, and you'll save on interest ...

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How to cancel subscription charges on your card

Small recurring bills showing up on your card statement -- known as "gray charges" -- can end up costing you hundreds of dollars a year ...

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Co-signed a loan gone bad? Here's what you need to know

When co-signing a loan goes bad, the last thing you want to do is ignore the matter ...

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