Credit Card Guide
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Ask Eva

 

Each week, credit expert Eva Norlyk Smith answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.


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How to recognize and correct identity theft

Don't let time pass when you discover possible identity theft ...

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Should I buy a house with my best friend?

Buying a house with a friend could complicate your finances, credit rating and relationship ...

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Shared accounts for couples: good or bad idea?

If you don't have any credit accounts in your name, you may not develop a credit history of your own ...

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How to protect your credit in divorce

Jointly held credit accounts can trip up couples during divorce, so being proactive is critical to protect your financial health ...

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What is the best way to pay off student loans?

Increasing your monthly payments on a student loan is a powerful way to reduce the time it will take to pay off the loan, and you'll save on interest ...

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How to cancel subscription charges on your card

Small recurring bills showing up on your card statement -- known as "gray charges" -- can end up costing you hundreds of dollars a year ...

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Co-signed a loan gone bad? Here's what you need to know

When co-signing a loan goes bad, the last thing you want to do is ignore the matter ...

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Help! My mom uses credit cards for gambling

Credit cards and gambling can be a dangerous mix, so when Mom uses cash advances for gambling, should you be concerned?

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Should I add my son as an authorized user to my card?

When adding a teen as an authorized user to your credit card, keep in mind the adage: Good fences make good neighbors ...

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