Each week, credit expert Eva Norlyk Smith answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.
Travelers: Say 'No' to Paying in Dollars
It may seem like a great convenience to pay credit card charges in dollars when traveling abroad, but beware of the downsides
Full Story
Getting Off the Balance Transfer Merry-Go-Round
Denial may work when you have enough income to pay your credit card balances down once they get too high. But on a Social Security income, you won't have that luxury
Full Story
Can I Remove Myself as a Credit Card Co-Signer?
Co-signing can be a great way to help a loved one take his or her first step down the credit path. But once you're on the account, it can be tricky to remove your name from it
Full Story
One False Move Can Ruin a Balance Transfer
It is possible to save money with 0 percent APR balance transfers, but to do so, you do need to make all the right moves
Full Story
Closing a Credit Card Doesn't Always Hurt Scores
She wants to cancel her oldest credit card, but doesn't want her credit score to suffer. Our expert explains how to limit the damage
Full Story
Credit-Sharing Tips for Newlyweds
Just because you're ready to share your life with someone doesn't mean you have to share credit. Even married couples need some financial breathing room
Full Story
How to Rebuild Credit after a Short Sale
Qualifying for a mortgage after a short sale can take as little as two years. In the meantime, you need to focus on rebuilding your credit. Here's how
Full Story
No Magic Shortcut for Erasing Credit Card Debt
Credit cards make it easy to charge first and ask questions later. However, there are no magic shortcuts for erasing credit card debt
Full Story
Piggybacking Won't Always Help Your Credit
Becoming an authorized user on a credit card account with a bad payment history will hurt your credit, rather than help it
Advertising Disclosure: CreditCardGuide.com is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
*Every attempt has been made to present accurate information. However, all credit card information is presented without guarantee. After clicking on an offer, you will be taken to the credit card issuer's website where you can review the terms and conditions for your selected offer.