Credit Card Guide
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Each week, credit expert Eva Norlyk Smith answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.

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How to recognize and correct identity theft

Don't let time pass when you discover possible identity theft ...

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Should I buy a house with my best friend?

Buying a house with a friend could complicate your finances, credit rating and relationship ...

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Shared accounts for couples: good or bad idea?

If you don't have any credit accounts in your name, you may not develop a credit history of your own ...

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How to protect your credit in divorce

Jointly held credit accounts can trip up couples during divorce, so being proactive is critical to protect your financial health ...

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What is the best way to pay off student loans?

Increasing your monthly payments on a student loan is a powerful way to reduce the time it will take to pay off the loan, and you'll save on interest ...

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How to cancel subscription charges on your card

Small recurring bills showing up on your card statement -- known as "gray charges" -- can end up costing you hundreds of dollars a year ...

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Co-signed a loan gone bad? Here's what you need to know

When co-signing a loan goes bad, the last thing you want to do is ignore the matter ...

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Help! My mom uses credit cards for gambling

Credit cards and gambling can be a dangerous mix, so when Mom uses cash advances for gambling, should you be concerned?

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Should I add my son as an authorized user to my card?

When adding a teen as an authorized user to your credit card, keep in mind the adage: Good fences make good neighbors ...

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