Credit Card Guide
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Each week, credit expert Eva Norlyk Smith answers questions from readers. Please note that it may not always be possible to answer every question or respond to individual inquiries.

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Help! My mom uses credit cards for gambling

Credit cards and gambling can be a dangerous mix, so when Mom uses cash advances for gambling, should you be concerned?

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Should I add my son as an authorized user to my card?

When adding a teen as an authorized user to your credit card, keep in mind the adage: Good fences make good neighbors ...

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Can my landlord report me to the credit bureaus?

Breaking a lease can cost you more than just a lost rental deposit -- it can hurt your chances when applying for other places to rent ...

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Buying a house doesn't have to come with regrets

For new homeowners, the list of expenses can be long. In most cases, however, you can address cash flow problems via careful planning and budgeting ...

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Should I get a credit limit increase?

Having a high credit limit can be a positive for credit scores. But if you already have a high limit, requesting a further increase could backfire ...

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Will my credit card be closed because of inactivity?

Having a credit card closed due to inactivity may indirectly affect your credit score. Here's who is at risk and how to avoid it ...

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Will applying for a car loan affect our credit?

When considering taking on more debt after getting a mortgage, it's important to look at your debt-to-income ratio...

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How many credit cards should I have?

Having multiple credit cards can help with building a great credit score, but it can also ruin your score and land you with high-interest credit card debt ...

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Creating wedding bliss with credit cards

A bride and her fiance are debating the best credit card strategy when paying for wedding bills.

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