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Australian Credit Cards and Lines of Credit

Australian Online Credit Card Applications

Welcome to our guide to Australian credit cards with features, benefits, and applications online.

Browse the Australian banks listed below to see the credit cards or lines of credit that they offer.


 
     

Australian Credit Cards

 
Click Here! Apply Here
Intro APR
Bal. Trans.
APR
as low as
Rewards
0% p.a.* 11.49% p.a. -
Citibank Clear Platinum Card
  • Apply now and get 0% p.a. on balance transfers for the first 6 months and save $50 off the annual fee in the first year
  • Plus a low rate of 11.49% p.a. on retail purchases
  • Access to limited edition entertainment experiences through Visa Platinum Privileges
  • Access to Visa Concierge that gets you anything at anytime
  • Special Offers and Privileges with discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
  • Complimentary International Travel Insurance
  • Subject to terms and conditions
Click Here! Apply Here
Intro APR
Purchases
APR
as low as
Rewards
2.99% p.a. 12.29% p.a. -
Aussie MasterCard
  • A low interest rate of 2.99% p.a. on balance transfers for the first 6 months. Limited offer!
  • 2.99% p.a. on purchases for the first 6 months
  • Reverts to a low ongoing rate, currently 12.29% p.a. on purchases
  • Up to 55 days interest free credit on purchases
  • A 60-second response to your application
  • Get an online response in 60 seconds
  • Shop safely online at participating merchants with MasterCard SecurecodeTM
  • You don't need to be an Aussie customer to apply
  • Subject to terms and conditions
Click Here! Apply Here
  Intro  
APR
APR
as low as
Rewards
- 20.49% p.a. -
American Express Gold Ascent Credit Card
  • $0 Annual Card Fee
  • $2 spent = 1 Membership Rewards point
  • 24/7 online account access with paperless statements
  • Online fraud protection guarantee
  • $0 Supplementary Card fee
  • Up to 44 interest-free days
Subject to terms and conditions
Click Here! Apply Here
Intro APR
Bal. Trans.
APR
as low as
Rewards
1.9% p.a.* 12.24% p.a. -
Suncorp Clear Options Standard Card
  • Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days.
  • Low promotional balance transfer rate of 1.9% p.a. for 12 months on balances transferred
  • Generous credit limit of up to $20,000
  • A credit card that gives you the purchasing power you want and the financial flexibility you need
  • Low annual fee of $39 for primary cardholder and $15 for additional cardholders
  • Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offers
Click Here! Apply Here
Intro APR
Bal. Trans.
APR
as low as
Rewards
7.99% p.a.* 18.99% p.a. -
ANZ First Visa
  • For a limited time, enjoy $0 annual account fee for the first 12 months
  • Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
  • Up to 3 additional cards at no extra cost
  • 90 day Purchase Security Insurance³
  • ANZ FalconTM - provides advanced around the clock monitoring for suspicious transactions
  • Extended Warranty³
  • Online Shopping guarantee
Subject to terms and conditions
Click Here! Apply Here
  Intro  
APR
APR Rewards
- 20.49% p.a. -
American Express Platinum MoneyBack Credit Card
  • 5% MoneyBack for the first 3 months
  • 1% MoneyBack thereafter
  • Unlimited MoneyBack
  • Low annual Card fee of $99 p.a.
  • Platinum Service provides 24 hours a day, 7 days a week support. You can call American Express about anything your Card does
  • Platinum Protection credits your account if you're refused a refund on an unused eligible item, or if your purchase is damaged or stolen within 90 days of purchase
  • Your MoneyBack rebate is calculated on each purchase and credited monthly
  • Supplementary Cards at no additional cost
Subject to terms and conditions
     

Credit Cards by Bank

 
 
American Express Logo
  American Express - American Express Australia provides excellent consumer cards and business cards for Australians. American Express AU is well known for having excellent credit cards and charge cards and is also known for its top of the line cardmember services.
 
ANZ Logo
  ANZ - ANZ offers both MasterCard and Visa credit cards and has many different kinds of rewards. Whether you are looking for a low interest rate, frequent flyer miles, or reward points, ANZ will have a credit card that is right for you.
 
Aussie Logo
  Aussie - The Aussie Group provdies one of the best credit cards in Australia, and the Aussie MasterCard features a low, ongoing interest rate as well as Aussie credit card parnter benefits. Some of the great partner deals include MasterCard® applause and Aussie Wine Club by Cellarmasters.
 
Bank of Queensland
  Bank of Queensland - Bank of Queensland offers a range of credit cards for different lifestyles and financial needs. From great rewards to low introductory rates, BoQ credit cards have many premium features and benefits.
 
Citi Bank Logo
  CitiBank - Citibank Australia features some of the premier credit cards available in Australia. It has a wide range of credit card offers that include low rate credit cards, cash back credit cards, and complimentary rewards credit cards. Whatever you are looking for, Citibank has the right credit card for you.
 
CUA Logo
  CUA - CUA offers both a Silver MasterCard and Gold MasterCard, and both cards feature rewards point for every $1 you spend. You can earn extra rewards if approved for the CUA Gold Rewards card, and CUA also offers a low introductory rate on balance transfers for its credit cards.
 
HSBC
  HSBC - HSBC Australia offers credit cards with introductory rates on balance transfers as well as rewards programs. With excellent customer service available with these benefits, HSBC Australia is a great option when choosing a credit card.
 
IMB Logo
  IMB - IMB Banking & Financial Services offers both a Silver MasterCard and Gold MasterCard, and both cards feature rewards point for every $1 you spend. IMB also offers a low introductory rate on balance transfers for its credit cards.
 
St.George Logo
  St. George - St. George credit cards offer great interest rates, and you can choose between no annual fee or rewards. St. George has excellent instant benefits and introductory rates on balance transfers as well.
 
Suncorp Logo
  Suncorp - Suncorp Financial offers a number of different Clear Options Credit Cards. Each Suncorp Clear Option Credit Card has different features, and each credit card offers Fraudshield® and 24/7 customer service.
 
     

               
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Australian Online Credit Card Applications
0% p.a. and Low rate Balance Transfer Credit Cards
Reward Points Credit Cards
Petrol Rewards Credit Cards
Prepaid Credit Cards
Business Credit Cards
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