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Australian Credit Cards and Lines of Credit

United Kingdom Credit Cards
Australian Online Credit Card Applications

Welcome to our guide to Australian credit cards with features, benefits, and applications online.

Browse the Australian banks listed below to see the credit cards or lines of credit that they offer.
ANZ Credit Cards
Aussie Credit Cards
Citibank Credit Cards
St.George Credit Cards

ANZ Credit Cards

Click Here! Apply Here
ANZ Gold
Enjoy the benefits of Gold with two types of insurance protection and competitive Annual Account Fee.
  • 90 day Purchase Security Insurance*
  • Overseas travel and medical insurance*
  • Online Shopping guarantee
  • Flexibility to add up to 9 additional cards at no extra cost
  • ANZ Falcon™ – provides advanced around the clock monitoring for suspicious transactions
  • Extended Warranty*
  • Annual Account Fee of $87
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 7.99% p.a. for 6 mo. 18.49% p.a. $87
Click Here! Apply Here
ANZ Rewards Visa
  • To earn everyday Reward Points¹ from everyday purchases
  • Earn unlimited Bonus Reward Points¹ at Bonus Partners Australia wide
  • Choose from a wide range of everyday Rewards:
    • Shopping Vouchers & Gift Cards
    • Merchandise & Gifts
    • Frequent Flyer Points, Travel & Accommodation
    • Entertainment
  • To book flights online with ANZ Holiday Rewards®
  • To have 24/7 ANZ Falcon™ around the clock monitoring for suspicious transactions on your ANZ Rewards Visa card
  • 90 days Purchase Security Insurance² on ANZ Rewards Visa Gold card.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 18.99% p.a. $48*
Click Here! Apply Here
ANZ Rewards Visa Gold
  • To earn everyday Reward Points¹ from everyday purchases
  • Earn unlimited Bonus Reward Points¹ at Bonus Partners Australia wide
  • Choose from a wide range of everyday Rewards:
    • Shopping Vouchers & Gift Cards
    • Merchandise & Gifts
    • Frequent Flyer Points, Travel & Accommodation
    • Entertainment
  • To book flights online with ANZ Holiday Rewards®
  • To have 24/7 ANZ Falcon™ around the clock monitoring for suspicious transactions on your ANZ Rewards Visa card
  • 90 days Purchase Security Insurance² on ANZ Rewards Visa Gold card.
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 18.99% p.a. $79*
Click Here! Apply Here
ANZ First Visa
Want a card with no frills? ANZ First Visa is a simple low Annual Account Fee credit card.
  • For a limited time, enjoy $0 annual account fee for the first 12 months
  • Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
  • Up to 3 additional cards at no extra cost
  • 90 day Purchase Security Insurance³
  • ANZ Falcon™ – provides advanced around the clock monitoring for suspicious transactions
  • Extended Warranty³
  • Online Shopping guarantee
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 7.99% p.a. for 6 mo. 18.49% p.a. $30*
Click Here! Apply Here
ANZ Frequent Flyer Platinum Credit Card
Your perfect travel companion
  • Earn 1.5 points per $1 spent on purchases using your ANZ Frequent Flyer American Express® card
  • Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card
  • Uncapped Qantas Frequent Flyer points earning
  • Overseas Travel and Medical Insurance
  • Dedicated concierge service
  • Exclusive offers and benefits with entré™ for ANZ Frequent Flyer Platinum American Express and Visa Platinum Privileges for ANZ Frequent Flyer Visa Platinum
  • Interest rate of 18.99% p.a. on purchases and 20.24% on cash advances
  • $295 Total Annual Fee for new applicants
  • Up to 55 days interest free credit on purchases
  • Minimum credit limit of $12,000
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 18.99% p.a. $295
Click Here! Apply Here
ANZ Frequent Flyer Gold Credit Card
Get your Frequent Flyer Points balance started today!
  • Earn 1.25 points per $1 spent on purchases using your ANZ Frequent Flyer American Express® card
  • Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card
  • Uncapped Qantas Frequent Flyer points earning
  • Interest rate of 18.99% p.a. on purchases and 20.24% on cash advances
  • $195 Total Annual Fee for new applicants
  • Up to 55 days interest free credit on purchases
  • Minimum credit limit of $5,000
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 18.99% p.a. $195
Click Here! Apply Here
ANZ Frequent Flyer Classic Credit Card
Get your Frequent Flyer Points balance started today!
  • Earn 1 point per $1 spent on purchases using your ANZ Frequent Flyer American Express® card
  • Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card
  • Uncapped Qantas Frequent Flyer points earning
  • Interest rate of 18.99% p.a. on purchases and 20.24% on cash advances
  • $95 Total Annual Fee3 for new applicants
  • Up to 44 days interest free credit on purchases
  • Minimum credit limit of $1,000
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 18.99% p.a. $95

Aussie Credit Cards

Click Here! Apply Here
Aussie MasterCard
  • A low interest rate of 2.99% p.a. on balance transfers for the first 6 months. Limited offer!
  • 2.99% p.a. on purchases for the first 6 months
  • Reverts to a low ongoing rate, currently 12.29% p.a. on purchases
  • Up to 55 days interest free credit on purchases
  • A 60-second response to your application
  • Get an online response in 60 seconds
  • Shop safely online at participating merchants with MasterCard Securecode™
  • You don't need to be an Aussie customer to apply
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
2.99% p.a. for the first 6 months 2.99% p.a. for the first 6 months 12.29% p.a. $49

Citibank Credit Cards

Click Here! Apply Here
BP-Citibank MasterCard®
Big savings on petrol and purchases from BP
  • 5% off your petrol and everything else you buy at BP*
  • 0.5% off all other purchases you buy anywhere else*
  • 2.9% p.a.* for 12 months on balances transferred
  • Generous credit limit up to $25,000*
Subject to terms and conditions
Click through for full product terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 2.9% p.a. for 12 mo. 20.39% p.a. $79
Click Here! Apply Here
CitiBusiness Gold Credit Card
The CitiBusiness Credit Card is your ultimate business companion with 1.25 reward points for every $1 you spend and 2.9% p.a. for 9 months on balance transfers.
  • Up to $60,000 credit limit and up to 55 days interest free on retail purchases
  • Complimentary Business Concierge service
  • Complimentary International travel insurance
  • Worldwide acceptance with VISA
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 2.9% p.a. for 9 mo. 20.49% p.a. $149
Click Here! Apply Here
Citibank Clear Platinum Card
  • Apply now and get 0.99% p.a. on balance transfers for the first 6 months and save $50 off the annual fee in the first year
  • Plus a low rate of 11.49% p.a. on retail purchases
  • Access to limited edition entertainment experiences through Visa Platinum Privileges
  • Access to Visa Concierge that gets you anything at anytime
  • Special Offers and Privileges with discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
  • Complimentary International Travel Insurance
  • Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0.99% p.a. for 6 mo. 11.49% p.a. See Terms
Click Here! Apply Here
Citibank Silver Card
Get the rewards you deserve by living a simple yet fulfilling life. It’s now even greater with a special 2.9% p.a. on Balance Transfers for 12 months.
  • Access to Citibank World Privileges
  • Silver Rewards Program
  • Citibank Take Flight®
  • Purchase Cover
  • Generous credit limit up to $7,500 at lower annual fees
  • Up to 55 Days Interest-free
  • Enjoy up to 55 days interest-free on retail purchases.
  • FRAUD SHIELD®
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 2.9% p.a. for 12 mo. 20.49% p.a. $89
Click Here! Apply Here
Emirates Citi Platinum Card
  • 1.5 Skywards Miles per $1 spent
  • Complimentary lounge access in Australia and Dubai
  • Complimentary Chauffeur-drive service to and from Australian airports
  • 3.9% p.a. for 9 months on balances transferred
  • Lower annual fee than competing airline cards at $229
  • Ability to earn and redeem Skywards Miles on Virgin Blue flights
  • Complimentary international travel and purchase cover insurance
  • International award-winning airline that flies to over 100 destinations on six continents
  • 24/7 Personal Concierge around the world
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 3.9% p.a. for 9 mo. 20.49% p.a. $229

No cards found.

St.George Bank Credit Cards

Click Here! Apply Here
St.George Vertigo Master Card
  • * A low rate on purchases of 11.99% p.a.*
  • * 2.99% p.a. on purchases and balance transfer rate for up to 6 months**
  • Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009.***
  • Up to 55 interest free days on purchases*
  • Low $55 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Subject to terms and conditions


Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
2.99% p.a.* for 6 mo. 2.99% p.a.* for 6 mo. 11.99% p.a. $55
Click Here! Apply Here
St.George Platinum Credit Card
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Low Platinum 15.24% p.a. purchase rate*
  • Up to 55 interest free days on purchases*
  • Low $89 Platinum annual fee
  • A full range of complimentary insurances** including:
    • Domestic flight inconvenience insurance
    • Overseas travel insurance
    • Transit accident
    • Purchase cover
    • Extended warranty
    • Best price guarantee
  • Personal Concierge Service available 24/7
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of
    one-card-banking
Subject to terms and conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 3.99% p.a. for 6 mo. 15.24% p.a. $89
| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |

* See the online application for more information about the terms and conditions for these credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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Introductory Balance Transfer APR