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Australian Credit Cards and Lines of Credit
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Australian Online Credit Card Applications
Welcome to the Australian credit cards online at CreditCardGuide.com. Here you can choose from a variety of top credit cards in different categories. Browse the categories listed below to find the credit card or line of credit that best fits your needs.
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0% p.a. and Low Rate Balance Transfer Credit Cards and Lines of Credit
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Citibank ReadyCredit
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- 2.9% p.a. for 6 months* on any purchases, balances you transfer and cash advances
- Line of credit from $5,000 to $25,000
- CreditShield® Plus insurance
- No transaction, ATM/EFTPOS or cash advance fees
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 2.9% for 6 mo. |
2.9% for 6 mo. |
17.75%* |
None |
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Aussie MasterCard
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- 0% p.a. interest rate on balance transfers for the first 6 months* (limited offer - apply by 31 May 2008)
- Up to 55 days interest free credit on purchases
- A low rate of 11.99% p.a. on purchases*
- Get an online response in 60 seconds
- Shop safely online with MasterCard Securecode™
- You don't need to be an Aussie customer to apply
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0% for 6 mo. |
11.99% |
$49 |
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Commonwealth Bank Low Rate Card
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- Low interest rate of just 13.24% p.a. on purchases
- Even lower balance transfer rate of 5.99% p.a. for 5 months
- Up to 55 days interest free on all purchases
- Free additional card for a family member or friend
- Online security guarantee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
5.99% for 5 mo. |
13.24% |
$48 |
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St.George Vertigo Master Card
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- 0% p.a. balance transfer rate for up to 6 months**
- A low rate on purchases of 10.99% p.a*
- Up to 55 interest free days on purchases*
- Low $45 annual fee
- An additional card for a friend or family member, with all transactions on one statement
- Linked access to your other St.George accounts, for the ease of
one-card-banking
- Instant discounts and added extras with St.George Instant Benefits
- “Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card”
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0%* for 6 mo. |
10.99% |
$45 |
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St.George Starts Low Stays Low Credit Card
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- One low 12.99% p.a. rate for purchases and cash advances*
- Up to 55 interest free days on purchases*
- $59 annual fee
- Up to 3 additional cards for your friends or family, with all transactions on one statement
- Linked access to your other St.George accounts for the ease of
one-card-banking
- Instant discounts and added extras with St.George Instant Benefits
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
12.99% |
$59 |
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ANZ Balance Visa
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| Be rewarded for reducing your balance |
- 1 Reward Point for every $1 you repay to your balance*
- 0% p.a. on balance transfers for 6 months*
- Choose how you would like to be rewarded—cashback, shopping vouchers or gift cards
- No cap to reward points and they will not expire as long as you have your card account
- 20.99% p.a. interest rate on cash advances
- Up to 55 days interest free credit on purchases
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0%* for 6 mo. |
13.99% |
$79 |
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BP-Citibank MasterCard®
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| Don’t miss your chance to save 10% off petrol* with the BP-Citibank MasterCard |
- With the BP-Citibank MasterCard the money you save is simply credited to your account
- 10% off your petrol and everything else you buy at BP for three months*
- 1% off everything else you buy anywhere*
- 2.9% p.a.* for 12 months for all balances transferred
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
2.9% for 12 mo. |
19.89% |
$79 |
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St.George Platinum Credit Card
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- 3.99% p.a balance transfer rate for up to 6 months**
- Low Platinum 14.25% p.a. purchase rate*
- Up to 55 interest free days on purchases*
- A full range of complimentary insurances*** including:
- Domestic flight inconvenience insurance
- Transit accident
- Purchase cover
- Extended warranty
- Best price guarantee
- Personal Concierge Service available 24/7
- Up to 3 additional cards for your friends or family, with all transactions on one statement
- Linked access to your other St.George accounts for the ease of
one-card-banking
- Exclusive Platinum card programs offered by Visa and MasterCard
- Instant discounts and added extras with St.George Instant Benefits
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
3.99% for 6 mo. |
14.25% |
$89 |
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Commonwealth Bank Low Fee Card
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- 19.64% p.a. on purchases
- Up to 55 days interest free
- Balance transfer rate 5.99% p.a. for 5 months
- Free additional cardholder
- Online security guarantee
- Issued with chip for extra security
- $24 annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
5.99% for 5 mo. |
19.64% |
$24 |
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St.George Gold Low Rate Credit Card
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- A low Gold card rate of 14.25% p.a. for purchases and cash advances*
- Higher credit limits – starting from $5,000
- Up to 55 interest free days on purchases*
- Complimentary Shopping and Travel Insurances** including:
* Overseas Travel
* Transit Accident
* Extended Warranty
* Purchase Cover
- Up to 3 free additional cards for your friends or family, with all transactions on one statement
- Linked access to your other St.George accounts for the ease of
one-card-banking
- Instant discounts and added extras with St.George Instant Benefits
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
14.25% |
$79 |
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Reward Points Credit Cards
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ANZ Balance Visa
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| Be rewarded for reducing your balance |
- 1 Reward Point for every $1 you repay to your balance*
- 0% p.a. on balance transfers for 6 months*
- Choose how you would like to be rewarded—cashback, shopping vouchers or gift cards
- No cap to reward points and they will not expire as long as you have your card account
- 20.99% p.a. interest rate on cash advances
- Up to 55 days interest free credit on purchases
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0%* for 6 mo. |
13.99% |
$79 |
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BP-Citibank MasterCard®
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| Don’t miss your chance to save 10% off petrol* with the BP-Citibank MasterCard |
- With the BP-Citibank MasterCard the money you save is simply credited to your account
- 10% off your petrol and everything else you buy at BP for three months*
- 1% off everything else you buy anywhere*
- 2.9% p.a.* for 12 months for all balances transferred
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
2.9% for 12 mo. |
19.89% |
$79 |
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Commonwealth Bank Awards Card
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- Earn one reward point for every dollar that you spend
- Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
- 20.74% p.a. on purchases and cash advances
- Up to 55 days interest free
- Balance transfer rate 5.99% p.a. for 5 months
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
5.99% for 5 mo. |
20.74% |
$59 |
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Commonwealth Bank Gold Card
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- Earn one reward point for every dollar you spend
- Commonwealth Awards program + special Gold offers
- 20.74% p.a. on purchases and cash advances
- Up to 55 days interest free
- Balance transfer rate 5.99% p.a. for 5 months
- Free international travel insurance (for trips of up to 3 months)
- Free transit accident insurance
- Commission-free travellers cheques
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
5.99% for 5 mo. |
20.74% |
$114 |
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Commonwealth Bank Platinum Card
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- Earn one reward point for every dollar you spend
- Commonwealth Awards program + special Platinum offers
& bonus points
- Exclusive Platinum concierge service – just one phone call away
- 20.74% p.a. on purchases and cash advances
- Up to 55 days interest free
- Balance transfer rate 5.99% p.a. for 5 months
- Free international travel insurance (for trips of up to 12 months)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
5.99% for 5 mo. |
20.74% |
$200 |
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Frequent Flyer Credit Cards
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ANZ Frequent Flyer Visa
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- Earn up to 1 Quantas frequent flyer point for every dollar spent*
- Receive up to 2 bonus points for every dollar spent at ANZ Bonus Partners
- 2.9% balance transfer rate for the first 12 months
- Earn unlimited bonus points with our wide selection of Bonus Partners Australia-wide
- Up to 44 days interest free on purchases
- 24/7 ANZ Falcon™ security protection
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
2.9%* for 12 mo. |
20.74% |
$95 |
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ANZ Frequent Flyer Visa Gold
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- 2.9% balance transfer rate for the first 12 months*
- Earn up to 1 Quantas frequent flyer point for every dollar spent**
- Receive up to 2 bonus points for every dollar spent at ANZ Bonus Partners
- Earn unlimited bonus points with our wide selection of Bonus Partners Australia-wide
- Up to 55 days interest free on purchases
- 24/7 ANZ Falcon™ security protection
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
2.9%* for 12 mo. |
20.74% |
$150 |
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No Annual Fee Credit Cards and Lines of Credit
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Citibank ReadyCredit
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- 2.9% p.a. for 6 months* on any purchases, balances you transfer and cash advances
- Line of credit from $5,000 to $25,000
- CreditShield® Plus insurance
- No transaction, ATM/EFTPOS or cash advance fees
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 2.9% for 6 mo. |
2.9% for 6 mo. |
17.75%* |
None |
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St.George No Annual Fee Credit Card
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- No annual fee
- 17.75% p.a. on purchase and cash advances*
- Up to 3 additional cards for friends or family
- Linked access to your other St.George accounts for the ease of
one-card-banking
- Instant discounts and added extras with St.George Instant Benefits
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
17.75% |
None |
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ANZ Everyday Visa Debit
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| Use your own money to shop online, overseas or over the phone |
- No credit application necessary
- Worldwide acceptance of Visa while accessing your own savings
- Your choice of card design
- Unlimited ANZ transactions for $6 a month
- Full time students can also take advantage of a 50% discount on monthly account fees*
- Additional cardholders at no extra cost
- ANZ's Online Guarantee for greater protection on internet purchases
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
$6/mo. |
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U.S. Credit Cards
Canadian Cards
U.K. Credit Cards
Belgian Cards