Cards For People With Bad Credit


  • Apply Now

    Credit Needed:
    Bad Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received an discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.15%-20.15% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Limited Time Offer: New cardmembers get a $25 rebate* - To be eligible, applications must be submitted between now through 6/30/16 and accounts must be in good standing for 90 days after opening.
    • Apply online in less than 5 minutes, and you could be approved today!
    • No Minimum Credit Score required; low interest rate of 17.99%
    • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
    • No application fee or penalty rate
    • Build your credit with monthly reporting to all 3 major credit bureaus
    • 24/7 online access to your account
    • *See the Cardholder Agreement for more details.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR9.95%
    Balance Transfers Intro APR Period6 months
    Regular APR17.99% (Fixed)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Limited Time Offer: New cardmembers get a $25 rebate* - To be eligible, applications must be submitted between now through 6/30/16 and accounts must be in good standing for 90 days after opening.
    • Apply online in less than 5 minutes, and you could be approved today!
    • No Minimum Credit Score required; low interest rate of 17.99%
    • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
    • No application fee or penalty rate
    • Build your credit with monthly reporting to all 3 major credit bureaus
    • 24/7 online access to your account
    • *See the Cardholder Agreement for more details.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR9.95%
    Balance Transfers Intro APR Period6 months
    Regular APR17.99% (Fixed)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    N/A

    • Your stepping stone to credit that can grow with you.
    • You provide an upfront deposit - from $300 to $5,000 - and that sets your credit limit, subject to our credit approval.
    • How you use your card will reflect on your credit rating with the three major credit bureaus.
    • There is no charge for receiving your FICO® 8 Bankcard Score.
    • You could qualify for additional unsecured credit — without sending an additional deposit — in as few as 7 months.
    • As soon as 11 months after opening your account, you could be eligible to apply for an unsecured card from First National Bank — and get your deposit back!
    • Use your Kickstart Secured Card anywhere Visa credit cards are accepted.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR20.99% (Variable)
    Annual Fee$29

    See Terms *

VIEW RELATED STORIES