Credit Card Guide
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Cards For People With Bad Credit


Need a credit card but cannot get approved because of bad credit or no credit history? Below are credit card offers from our partner banks and credit card companies for people with less than perfect credit.

You may be able to build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and keep account balances low relative to the credit limit. There may be fees associated with these credit cards and prepaid cards in addition to the annual fee. Prepaid cards are not credit cards. Please read the terms and conditions for the card offer when applying.


Pink ACE Elite™ Visa® Prepaid Card
Pink ACE Elite™ Visa<sup>®</sup> Prepaid Card

Pink ACE Elite™ Visa<sup>®</sup> Prepaid Card


  • Get your tax refund faster when you e-file and use direct deposit.
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/AN/AN/AN/Aup to $9.95 monthly feeNo Credit Check


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