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Cards For People With Bad Credit

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

READYdebit® Platinum Visa® Prepaid Card

Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit Score
Free Mobile Banking and Text Alerts
Free Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

Green Dot® Prepaid MasterCard®

$0 Activation Online –with no credit check
Access over 18,000 MoneyPass ® ATMs
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
No overdraft fees
No Minimum balance required

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

First PREMIER® Bank MasterCard® Credit Card

Checking Account Required
If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
Confidential online application process
Reports to the major Consumer Reporting Agencies
Plan your credit future with a First PREMIER Bank credit card

The Mango™ MasterCard® Prepaid Card

Free Direct Deposit + Get $20 Signup Bonus
Earn High Savings Interest Rate
Instant Virtual Card - Shop Online Today
No fee Domestic Purchase/Signature Transactions
No Fee to Check Your Balance With a Text Message
Free Mango iPhone App (Download from iTunes Store)
Renters Insurance Available to Mango Cardholders
$5 Monthly Fee - Reimbursed when You Load at Least $500 Per Month

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

Western Union® MoneyWise™ Prepaid MasterCard®

No monthly maintenance fees.
No purchase transaction fees.
No overdraft or late payment fees.
No bank account or credit check required.
Free to activate your card online.
Free payroll direct deposit.
Receive a Western Union Money Transfer® transaction onto your card.
Use anywhere Debit MasterCard is accepted, including online and at ATMs.

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

Applied Bank® Secured Visa® Gold Credit Card

Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
Guaranteed Approval Regardless of Your Past Credit History
9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
Highest Ratings for Financial Strength and Security in the Country

Intro Purchase APR None	Intro Balance Trans. APR None	APR 9.99%	Annual Fee $50

American Express® Prepaid Card

The benefits of Cardmembership start here!
No Monthly, Annual or Purchase Fees
No Overdraft, Inactivity or Foreign Exchange Fees
Purchase Protection*
Fraud Protection
Roadside Assistance*
No Credit Check

Intro Purchase APR N/A*	Intro Balance Trans. APR N/A*	APR N/A*	Annual Fee $0*

UPside Visa® Prepaid Card

Similar to a checking account with a Visa prepaid card
Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise).
Free Direct Deposit from employers or government benefits providers
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

Intro Purchase APR N/A*	Intro Balance Trans. APR N/A*	APR N/A*	Annual Fee Up to $4.95 monthly

Walmart MoneyCard^SM MasterCard® Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

READYdebit® Card

Instant Account Number
Free Credit Score
Free Direct Deposit - paycheck, benefits, tax refunds
Free Unlimited Purchase Transactions.
Free Online Bill Payment & Check Writing
No Overdraft Fees or Balance Minimums
100% Guaranteed Approval* - No Credit Checks
Choose Your Card Color - Blue or Pink

Intro Purchase APR None	Intro Balance Trans. APR None	APR None	Annual Fee See App.

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