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Cards For People With Bad Credit

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.


 
     

 
 
Capital One® Secured Mastercard®
Capital One® Secured Mastercard®

Apply Here

 

  • To apply online click the “Apply Now” button or call 1-866-927-5834
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
22.9% (V)*
Annual Fee
$29*

mPower™ Visa® Prepaid Card
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Walmart MoneyCardSM MasterCard® Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Pink ACE Elite(TM) Visa® Prepaid Card
Pink ACE Elite(TM) Visa® Prepaid Card

Apply Here

 

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Capital One® Reloadable Prepaid MasterCard®
Capital One® Reloadable Prepaid MasterCard®

Apply Here

 

  • No purchase price or activation fee
  • No overdraft fees or interest charges
  • No credit check
  • Accepted worldwide - everywhere that accepts Debit MasterCard
  • Secure - Your money is safe if card is lost or stolen. FDIC Insured
  • No monthly fee when you load at least $500/transaction cycle
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A*
Annual Fee
See Terms*

Green Dot® Gold Prepaid Visa® Card
Green Dot® Gold Prepaid Visa® Card

Apply Here

 

  • $0 Activation Online –with no credit check
  • Access over 18,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No overdraft fees
  • No Minimum balance required
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR as low as
None
Annual Fee
See App.

Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards

Apply Here

 

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
14.99%-19.99%*
Annual Fee
See Terms*

BuyRIGHT Prepaid MasterCard®
BuyRIGHT Prepaid MasterCard®

Apply Here

 

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
$7.95 per Month

Orchard Bank Visa Cards
Orchard Bank Visa Cards

Apply Here

 

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
14.99%-19.99%*
Annual Fee
See Terms*

Account Now Gold Visa® Prepaid Card
Account Now Gold Visa® Prepaid Card

Apply Here

 

  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

 
     

 
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