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Cards For People With Bad Credit

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

Capital One® Secured MasterCard®

Click "APPLY NOW" to apply online or call 866-927-5834
Build credit with responsible use with no processing or application fees
Regular reporting to the 3 major credit bureaus
Monitor credit with access to a credit score and other tools
Your security deposit can get you a line up to $3,000
You may qualify for a credit line increase based on your payment history and creditworthiness
Use it like any MasterCard credit card, accepted at millions of locations worldwide

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	22.9% (V)	$29

Pink ACE Elite™ Visa® Prepaid Card

Official Sponsor of the National Breast Cancer Foundation (NBCF).
Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
Free Anytime Alerts™ - Get your balance and transactions via text or email*
Secure: Card funds are backed by Visa® Zero Liability*

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	up to $9.95 monthly fee

Prepaid Visa® Baby Phat RushCard

Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
Easy Online Bill Pay - pay bills, rent, or write personal checks.
Free 24/7 customer service.
Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Variable Monthly Fees

PayPower™ Visa® Prepaid Card

$0 activation fee when you signup online!
Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
Earn $30 when you direct deposit your government benefits checks on to your PayPower card
Refer a friend and earn $20 when they sign up
No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
Use everywhere Visa debit cards are accepted, including online and at ATM's
Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
Free online bill pay, customer service, and card to card transactions

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Up to $5.95 Monthly

First PREMIER® Bank MasterCard® Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
Reports to the major Consumer Reporting Agencies.
Easy Application process!
Pay no interest on purchases by paying your balance in full each month
If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	N/A*	N/A*	See website*	See website*

PayPal™ Prepaid MasterCard®

Real-time mobile alerts notify you of transactions and balances.
Free direct deposit - get your paycheck and government benefits up to 2 days faster.
Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
No credit check, overdraft fees or interest charges.
Get cash back rewards.
Safer than carrying cash - use it to pay for everyday purchases.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	$4.95 monthly fee

Prepaid Visa® Classic RushCard

Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
Choose from multiple fee plan options, and switch for free.
Transfer money to another RushCard member for just $0.99.
No overdraft fees.
Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Variable Monthly Fees

Account Now Gold Visa^® Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card

100% Guaranteed Approval - upon successful ID verification
$0 Activation Fee
$15 Bonus§ with Free† Direct Deposit
$10,000 balance limit
Shop online & Pay bills online
Easy Mobile Account Access
Deposits are FDIC insured
BBB Accredited A+ Company

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	up to $9.95 monthly fee

READYdebit® Visa Prepaid Card

Instant Account Number - No Credit Check.
Free† Direct Deposit - paycheck, benefits, tax refunds
Easy Online Bill Payment & Mobile Account Access
No Purchase Transaction Fees
No Overdraft Fees or Balance Minimums
Withdraw cash at ATMs or get cash back with purchases
Free Credit ScoreTracker¹
Choose Your Card Color - Blue or Pink

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	$9.95 monthly fee

First PREMIER® Bank Credit Card

Checking account required.
If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
Monthly reporting to the major Consumer Reporting Agencies.
Issued by FDIC-insured First PREMIER® Bank.
Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	N/A*	N/A*	See website*	See website*

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