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Cards For People With Bad Credit

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

Capital One® Secured MasterCard®

Click "APPLY NOW" to apply online or call 866-927-5834
Build credit with responsible use with no processing or application fees
Regular reporting to the 3 major credit bureaus
Monitor credit with access to a credit score and other tools
Your security deposit can get you a line up to $3,000
You may qualify for a credit line increase based on your payment history and creditworthiness
Use it like any MasterCard credit card, accepted at millions of locations worldwide

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	22.9% (V)	$29

PayPal™ Prepaid MasterCard®

Real-time mobile alerts notify you of transactions and balances.
Free direct deposit - get your paycheck and government benefits up to 2 days faster.
Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
No credit check, overdraft fees or interest charges.
Get cash back rewards.
Safer than carrying cash - use it to pay for everyday purchases.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	$4.95 monthly fee

First Progress Platinum Elite MasterCard® Secured Credit Card

Nationwide Program - though not yet available in NY, IA, AR, or WI
Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Get Your Deposit Back at Any Time
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
No Credit History or Minimum Credit Score Required for Approval
24/7 Access to Your Account Online
New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	19.99% (Variable)	$29

Prepaid Visa® Baby Phat RushCard

Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
Easy Online Bill Pay - pay bills, rent, or write personal checks.
Free 24/7 customer service.
Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Variable Monthly Fees

First Progress Platinum Select MasterCard® Secured Credit Card

Nationwide Program - though not yet available in NY, IA, AR, or WI
Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Get Your Deposit Back at Any Time
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
No Credit History or Minimum Credit Score Required for Approval
24/7 Access to Your Account Online
New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	14.99% (Variable)	$39

First PREMIER® Bank MasterCard® Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
Reports to the major Consumer Reporting Agencies.
Easy Application process!
Pay no interest on purchases by paying your balance in full each month
If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	N/A*	N/A*	See website*	See website*

Account Now Gold Visa^® Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card

100% Guaranteed Approval - upon successful ID verification
$0 Activation Fee
$15 Bonus§ with Free† Direct Deposit
$10,000 balance limit
Shop online & Pay bills online
Easy Mobile Account Access
Deposits are FDIC insured
BBB Accredited A+ Company

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	up to $9.95 monthly fee

Prepaid Visa® Classic RushCard

Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
Choose from multiple fee plan options, and switch for free.
Transfer money to another RushCard member for just $0.99.
No overdraft fees.
Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Variable Monthly Fees

Control Prepaid MasterCard®

Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster
Refill a Prepaid Phone using your Control card - Get $1 back each time you add $25 or more.
Simple fee plan with no cost to order or activate a card and no overdraft fees
Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month
Earn Cash Back Rewards & Refer A Friend bonuses
Free Bill Pay and online budget management tools
Transfer money to other cardholders online or with your mobile phone
Free Smartphone App - check your transactions, balance and find the closest reload location

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	N/A	Up to $7.95 monthly fee

First Progress Platinum Prestige MasterCard® Secured Credit Card

Nationwide Program - though not yet available in NY, IA, AR, or WI
Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Get Your Deposit Back at Any Time
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
No Credit History or Minimum Credit Score Required for Approval
24/7 Access to Your Account Online
New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!

Purchases		Balance Transfers		Regular APR	Annual Fee
Intro APR	Intro Period	Intro APR	Intro Period	Regular APR	Annual Fee
N/A	N/A	N/A	N/A	11.99% (Variable)	$44

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