Credit Cards for Bad Credit


  • Apply Now

    Credit Needed:
    Bad Credit

    • See if you Pre-Qualify without harming your credit score.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • All the bonus features you want in a credit card are included. Get 1% cash back on gas and grocery purchases (terms apply). Track your progress over time with free online monthly credit score tracking
    • And, you could receive credit line increase opportunities.
    Purchases Intro APRN/A
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    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    New to Credit

    • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
    • A security deposit is required for this product (minimum $200)
    • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
    • Use the card anywhere MasterCard® is accepted — worldwide
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    Regular APR22.24%* (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Earn 1% cash back on gas and automotive purchases (terms apply) and double cash back on NASCAR.com purchases.
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Flexible payment date to assist you in making your payments on time.
    • Automatic reviews for credit line increase opportunities
    • Free online monthly credit score tracking included
    Purchases Intro APRN/A
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    Regular APR16.65%-23.90% (Variable)
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Shop over 700,000 items from great brands like Samsung, KitchenAid and Dewalt
    • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
    • Fast, easy online application process and a quick decision
    • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC111
    • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
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    Regular APRSee Issuer Website
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad/Poor

    • Pre-qualification available with no impact to your credit score
    • Previous bankruptcy OK
    • Easy pre-qualification process with fast response
    • Free online account access (mobile friendly)
    • Protection from fraud, if your card happens to be lost or stolen
    • Accepted at over 35 Million Locations Worldwide!
    Purchases Intro APRN/A
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    Regular APR23.90% (Fixed)
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Bad/Poor

    • Quick pre-qualification available with no impact to your credit score
    • Easy pre-qualification process with fast response
    • Choose your custom card design - Free
    • Free online account access
    • Protection from fraud, if your card happens to be lost or stolen
    • Accepted at over 35 Million Locations Worldwide!
    • Previous bankruptcy OK
    Purchases Intro APRN/A
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    Regular APR23.90% (Fixed)
    Annual Fee$35-$99 (varies by credit level)

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Purchases Intro APRN/A
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    Regular APR10.15%-20.15% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Initial Credit Limit of $500.00* (subject to available credit)
    • Monthly reporting to the three major credit bureaus
    • All credit types welcome to apply!
    • Fast and easy application process; results in seconds
    • Use your card at locations everywhere that MasterCard® is accepted
    • Free online account access 24/7
    • Checking Account Required
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    Regular APRSee Terms*
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    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Access credit even if you have poor or limited credit history
    • Quick and Easy Secure Online Application
    • A genuine VISA card accepted by merchants nationwide
    • Get a response in as little as 60 seconds!
    • Reporting to 3 major credit bureaus
    • Apply today! If approved Access your credit after paying a one-time processing fee.
    • Reports monthly to all three major credit bureaus
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    Regular APRSee Terms*
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    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
    • Flexible payment date to assist you in making your payments on time.
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

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