Balance Transfer Credit Cards


  • Apply Now

    Credit Needed:
    Excellent/Good

    • The only card with no late fees, no penalty rate, and no annual fee...ever.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • Free access to FICO® Scores*
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR12.24%-22.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Good to Excellent

    • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
    • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • 50% savings on eligible inflight purchases including cocktails, food and movies
    • No foreign transaction fees
    • Chip technology & $0 Fraud Liability protection
    • 0% introductory APR for 12 billing cycles on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR PeriodFirst 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
    Regular APR12.24%, 20.24% or 25.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers
    • No annual fee
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months (on balance transfers made within 45 days of account opening)
    Regular APR14.99%, 19.99% or 24.99% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Apply by 1/11/2017- Earn 10% cash back on purchases at Amazon.com in the first 6 months, up to $200.
    • Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR13.24%-23.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
    • Balance Transfers do not earn cash back
    • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
    • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
    • No categories to track, no caps on cash back, no annual fee*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period18 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR13.24%-23.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    N/A

    • Save money by transferring your existing balances to a card with a 0% introductory balance transfer rate.
    • Enjoy 0% interest on balance transfers and purchases for up to 21 months.
    • Double your savings with a card that has no balance transfer fee.
    • Save even more by looking for a card with no annual fee!
    • Terms vary by partner offer. Please see each bank's application for terms and conditions.
    • Clicking Apply Now will take you to CreditCards.com to compare Balance Transfer cards from participating partners.
    Purchases Intro APR0%
    Purchases Intro APR Periodup to 21 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Periodup to 21 months
    Regular APRN/A
    Annual FeeN/A

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Brushed Stainless Steel/Carbon Card-Patented Design
    • Industry-Leading Rewards
    • Double Points Value When Redeemed for Airfare
    • 1% Value for Cash Back Statement Credit Redemptions
    • Luxury Card Concierge™
    • Members-Only Luxury Magazine
    • Annual Fee: $195 ($95 for each additional account)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR15.24% Variable
    Annual Fee$195

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Apply by 1/11/2017- Earn 10% cash back on purchases at Amazon.com in the first 6 months, up to $200.
    • Plus, earn $150 back after you spend $1,000 in purchases on your new card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 6% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S gas stations; 1% other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR13.24%-23.24% Variable
    Annual Fee$95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
    • Earn 2X miles on all purchases
    • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • Miles don't expire as long as your account is open, active and in good standing
    • No foreign transaction fees on anything you buy while in another country
    • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months (on balance transfers made within 45 days of account opening)
    Regular APR16.24%, 20.24% or 23.24% Variable
    Annual Fee$89 - Waived first year

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
    • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR13.24%-23.24% Variable
    Annual Fee$95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
    • 1 ThankYou Point on other purchases
    • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    Purchases Intro APR0%*
    Purchases Intro APR Period15 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period15 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • A low, variable APR on balance transfers and purchases
    • No Annual Fee
    • No balance transfer fees
    • No foreign transaction fees
    • Share in the community profits through our Giveback™ program
    • Vote on product changes and share your ideas in Barclaycard Ring's community
    • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR8.25% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
    • $100 bonus after spending $1,500 in purchase transactions within 3 mos of account opening.
    • Rate and offers current as of October 1, 2016 and are subject to change.
    • Absolutely No Fees, No Annual Fee, No Late Fee, No Cash Advance Fee
    • Chip Enabled for Added Security
    • Federally Insured by NCUA
    • Rates As Low As 10.24% APR
    • Must agree to receive all PenFed credit card statements electronically.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR4.99%
    Balance Transfers Intro APR Period12 months
    Regular APRSee Terms
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
    • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
    • Rate and offers current as of October 1, 2016 and subject to change.
    • Must be in military service, the National Guard, the Reserves, Retired, or an honorably discharged Veteran of the United States military to apply.
    • 1.5% Unlimited Cash Back On All Purchases
    • No Annual or Foreign Transaction Fees, Chip Enabled for Added Security, Federally Insured by NCUA
    • No Penalty APR
    • Rates As Low As 10.24% APR
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR4.99%
    Balance Transfers Intro APR Period12 months
    Regular APRSee Terms
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
    • 3% balance transfer fee per transaction.
    • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
    • Rate and offers current as of October 1, 2016 and subject to change.
    • No annual fee, No foreign transaction fee
    • No cash advance fees
    • Chip enabled for added security
    • Federally insured by NCUA
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APRSee Terms
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Excellent

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • Special Offer: 0% Intro APR for 12 months on balance transfers that post within the first three months. After 12 months, the 11.15% to 26.15% variable regular APR will apply.
    • Show your military pride while supporting the affiliate group of your choice.
    • Get 2,500 bonus points after you make your first purchase.
    • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
    • No annual fee and no minimum finance charge.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR11.15%-26.15% (Variable)
    Annual Fee$0

    See Terms *

SAVE MONEY WITH 0% BALANCE TRANSFER CARDS

Getting a 0% balance transfer card that doesn't charge any interest during the introductory period can boost your finances in several important ways:

No interest credit cards allow you to consolidate high-interest debt. You can use money from 0 balance transfer cards to pay off debts from higher interest cards. Some credit card applications may also have special offers of low interest rates on balance transfers made with the application.

No interest credit cards can give your budget a cash infusion. If you have unusually high expenditures or need extra cash, a 0 APR credit card can help tide you over until your income catches up. Many 0 interest credit cards will even transfer money directly to your bank account or send you a check.

No interest credit cards can help you make purchases earlier. A 0 APR credit card gives you the option to make large purchases earlier than you otherwise could.

Many 0 APR credit cards also offer low interestcash backrewards, or frequent flyer miles. Each major section of our site also features business credit cards that offer benefits pertinent to that category.


How a balance transfer could put money in your wallet

High interest charges on a large balance can be eliminated with a 0 percent balance transfer deal... Read More

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