Credit Card Guide
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Bank of America Credit Cards

 
Bank of America offers a variety of high-value credit cards, like the BankAmericard Cash Rewards™, BankAmericard Travel Rewards® and BankAmericard® Visa® cards, featuring competitive rates.
 
     

     
 
BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

 

  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No Annual fee
  • No rotating categories and your rewards do not expire
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*0%*12 billing cycles for qualifying balance transfers*12.99% - 22.99% Variable* on purchases & balance transfersNone*

BankAmericard® Visa® Card
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee
  • Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
15 billing cycles*0%*15 billing cycles for qualifying balance transfers*10.99%-20.99% Variable* on purchases & balance transfersNone*

BankAmericard® Better Balance Rewards™ Credit Card
  • No annual fee
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
  • Low Introductory APR offer
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*0%*12 billing cycles for qualifying balance transfers*11.99% - 21.99% Variable* on purchases & balance transfersNone*

BankAmericard Travel Rewards® Credit Card
BankAmericard Travel Rewards® Credit Card

BankAmericard Travel Rewards® Credit Card

 

  • Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
  • Earn flexible travel points good for everything from flights to baggage fees
  • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
  • No limit to the total number of points you can earn and points don't expire
  • No annual fee
  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
  • No foreign transaction fees
  • Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*N/A*N/A*14.99% - 22.99% Variable* on purchases & balance transfersNone*

 
     


 
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