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Credit Cards for Canadian Residents
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Welcome to the Canadian credit cards online at CreditCardGuide.com.
These Canadian credit cards bring you convenience and flexibility in your purchases. Choose a cash back, rewards, 0% balance transfer, air miles, guaranteed or business credit card.
Choose one of the categories listed below or scroll down to find the card best suited for you.
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Cash Back and Rewards Credit Cards |
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Capital One® Cash Back Plus Platinum MasterCard®
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- Up to 2%* cash back on your purchases
- Cash rewards that don't expire
- No caps on the amount you can earn
- Choose to receive a cheque or a statement credit
- Redeem anytime your rewards balance is $15 or more
- Redeem online or by phone
- Platinum MasterCard benefits
- Choose your card design
- MasterCard PayPass™ - a new contactless way to quickly make a purchase with your MasterCard
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
$99 |
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PremierRewards® MasterCard® Credit Card
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- 1% back on all net retail purchases*
- 19.99% annual interest rate on purchases and 19.99% annual interest rate on cash advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- Immediate cash access at 430,000 ATMs internationally
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.99% |
None |
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Capital One® Cash Back Platinum MasterCard®
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- Up to 1% cash back on your purchases
- No Hassle Rewards™: cash rewards don't expire and there are no caps on the amount you can earn
- Choose to receive a cheque or a statement credit
- Platinum MasterCard benefits: $0 fraud liability, extended warranty*, car rental collision and damage waiver* and more
- MasterCard PayPass™ - a new contactless way to quickly make a purchase with your MasterCard
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
None |
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WorldPoints® MasterCard® Credit Card
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- 1,000 bonus WorldPoints after your first purchase*
- Earn 1 WorldPoint for every $1 in net retail purchases*
- 19.99% annual interest rate on purchases and 19.99% annual interest rate on cash advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- Immediate cash access at 430,000 ATMs internationally
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.99% |
None |
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Sony Card MasterCard® Credit Card
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- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®‡
- Get 2,000 Sony Points after your first qualifying transaction††
- Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony‡
- Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Online access to your credit card account
- Around-the-clock fraud protection
- Unparalleled 24-hour Customer service
- No Annual Fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
19.99% |
None |
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CAA Quebec MasterCard® Credit Card
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- Low 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets◊◊, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
- Even more, this 2% is added to the .5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- Online access to your credit card account
- Unparalleled 24-hour customer service
- International acceptance at millions of locations
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
3.99% for 6 mo. |
14.99% |
None |
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Air Miles and Travel Reward Credit Cards |
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Capital One® Miles Plus Platinum MasterCard®
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- 2 reward miles per $1 spent on purchases
- 25,000 bonus reward miles on your first purchase
- Choose how to redeem your rewards: travel, cash, merchandise, or gift cards
- Reward miles cover the entire cost of your travel - including the taxes
- Reward miles don't expire
- No blackout dates or seat restrictions - you choose the airline and when to fly
- MasterCard PayPass™ - a new contactless way to make a purchase with your MasterCard
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
$99 |
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Capital One® Reward Miles MasterCard®: No Annual Fee
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- One reward mile for every dollar spent
- Redeem for travel, cash, merchandise or gift cards
- Reward miles that never expire
- Choose the airline and when to fly
- No blackout dates or seat restrictions
- Easy redemption: online or on the phone
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
None |
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American Express® AIR MILES®* Platinum Credit Card
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- Earn 1 reward mile for every $10 in Card purchases at AIR MILES Sponsors
- Earn 1 reward mile for every $15 in Card purchases everywhere else you use the Card
- Earn 400 Bonus AIR MILES® reward miles the first time you use the Card when you apply online by January 18, 2010
- Shop at participating AIR MILES Sponsors at more than 9600 locations across Canada with your Card and show your AIR MILES®* Collector Card to earn reward miles from both the Sponsor and American Express
- Free Supplementary Cards
- Front Of The Line® Entertainment Access
- $50 Annual Fee*
- Front of the Line® - preferential ticket access to some of the most sought after theatre shows, concerts and sporting events across Canada
- $50 annual fee*
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.99% |
$50 |
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Best Western MasterCard® Credit Card
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- Receive 5,000 bonus Best Western Rewards Points after your first qualifying purchase*
- Earn 1.5 Best Western Rewards Points for every $1 in net retail purchases*
- 19.99% annual interest rate on purchases and 19.99% annual interest rate on cash advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- Immediate cash access at 430,000 ATMs internationally
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.99% |
None |
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0% Intro and Low Rate Balance Transfer Credit Cards |
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SmartLine™ Platinum MasterCard
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- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +2.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
- Subject to credit approval
- Annual interest rate for cash advances is 19.8%
- No annual fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
5.99% |
None |
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Gold MasterCard® Credit Card - Fixed 9.99% AIR
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- 9.99% annual interest rate on purchases and cash advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- Immediate cash access at 430,000 ATMs internationally
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
9.99% |
None |
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Capital One® Platinum MasterCard®: Prime +4.9%
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| Enjoy a low rate and no annual fee |
- A Prime +4.9% rate on both purchases and balance transfers
- Not an introductory rate
- $0 fraud liability for unauthorized use
- 24/7 customer service online and by phone
- Card design of your choice
- No-fee balance transfer service
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
8.9% |
None |
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Platinum Plus® MasterCard® Credit Card - 1.99 for 10
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- 1.99% introductory annual interest rate* for 10 months on cheque cash advances and balance transfers*
- 17.99% annual interest rate on purchases and 19.99% annual interest rate on cash advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour customer service
- Immediate cash access at 430,000 ATMs internationally
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
1.99% for 10 mo. |
17.99% |
None |
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Capital One® Gold MasterCard®: 11.9% Guaranteed for 3 Years
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- Annual interest rate for cash advances is 19.8%
- Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime + 9.9% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
- Subject to credit Approval
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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11.9% for 3 Years |
11.9% for 3 Years |
Prime + 9.9% |
$19 |
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Capital One® Guaranteed Mastercard®
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- Card design of your choice
- May help you strengthen your credit history
- $0 fraud liability for unauthorized use
- 24/7 customer service online and by phone
- MasterAssist™ Travel Assistance Service
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
$59 |
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Capital One® Guaranteed Secured Mastercard®
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- Guaranteed approval
- May help you establish or re-establish your credit history
- $0 fraud liability for unauthorized use
- 24/7 customer service online and by phone
- Refundable security funds from as low as $75
- Card design of your choice
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
19.8% |
$59 |
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
0% |
$19.95 per Month |
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Business Gold Rewards Card
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- 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months.
- No fee for the First Year. A savings of $180.
- Earn 1 point for every dollar in purchases charged to the Card. No caps.
- Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000.
- Get additional Cards for employees. Earn even more points - all on your account.
- More Rewards for you or your Business. Transfer to Aeroplan®*. Instantly. 1 point = 1 Aeroplan®* mile.
- Also transfer points to Delta Air Lines, Continental Airlines, and Cathay Pacific's Asia Miles and access their 27 airline partners.
- Book virtually any trip or vacation. Pay all or part with points. No blackouts.
- More reward options. Sony, Apple, Hilton Family of Hotels and more
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
$180* |
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