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Credit Cards with Cash Back

Cash back credit cards

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate.
Click Here! Apply Here
Capital One® No Hassle CashSM Rewards - Excellent Credit
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% until February 2011 None 14.9%
Variable		 None
Click Here! Apply Here
Discover® More® Card
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 months* 0%* for 12 months* 11.99%*
Variable		 None*
Click Here! Apply Here
Chase FreedomSM
  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 6 mo. 0% for up to 12 mo. 12.99% Variable None
Click Here! Apply Here
Discover® More® Card - $50 Cashback Bonus®
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0%* for 12 mo.* 12.99%* Variable None*
Click Here! Apply Here
PartnersFirst Cash Back Visa® Credit Card
  • Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.*
  • Earn 1% cash back on every purchase and customize your card with your favorite photo!
*Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Credit will be applied to your account within 4 to 6 weeks following promotional period. Offer valid for new cardholders through this promotion only. Not valid for existing PartnersFirst Rewards cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires May 5, 2010.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None 0%* for 6 mo.* 16.24% Variable None
Click Here! Apply Here
TrueEarnings(R) Card from Costco and American Express
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
Discover® More® Card - American Flag
  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0%* for 6 mo.* 11.99%* Variable None*
Click Here! Apply Here
Chase SapphireSM
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 12.24% Variable None
Click Here! Apply Here
Blue Cash(R) from American Express
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
See Terms* See Terms* 17.24% None
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99%* for 6 mo.* 3.99%* for 12 mo.* 11.99%* Variable None*
Click Here! Apply Here
Citi Forward® Card
  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for for 7 months on purchases and balance transfers.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% for 7 mo. 0% for 7 mo. 14.24% Variable None
Click Here! Apply Here
Biodegradable Discover® More® Card
  • Help protect the planet with the new biodegradable Discover Card
  • Card plastic breaks down 99% within five years in landfill conditions
  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0%* for 6 mo.* 11.99%* Variable None*
Click Here! Apply Here
Discover® More® Card - Monogram
  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0%* for 6 mo.* 11.99%* Variable None*
Click Here! Apply Here
PenFed VISA Platinum Gas / Cash Rewards Card
  • 13.99% APR – Lower than most rewards cards!
  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • Up to $50,000 Limit
  • No Annual Fee
  • Cash Rewards Credited Each Month
  • No Special Restrictions to Earn Your Cash Rewards
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 4.99%-6.99%* for 24 mo. 13.99% None

The Benefits of Cash Back Credit Cards

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don't earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don't use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |

* See the online application for more information about the terms and conditions for these credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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Introductory Balance Transfer APR