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Credit Cards with Cash Back

Cash back credit cards

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate.
Click Here! Apply Here
Capital One® No Hassle CashSM Rewards - Excellent Credit
  • Click "APPLY HERE" to apply online or call (866) 582-0808
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until December 2010
  • No foreign transaction fees
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% until December 2010 None 14.9% (V) None
Click Here! Apply Here
Discover® MoreSM Card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0% for 12 mo.* 11.99%* None*
Click Here! Apply Here
Chase FreedomSM

  • $50 Cash Back after your first purchase

  • 3% bonus cash back offers in categories like gas, home improvement and department stores
  • Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. None 13.24% None
Click Here! Apply Here
Starwood Preferred Guest(R) Credit Card from American Express
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
Capital One® Orbitz® Visa® Platinum - Excellent
Earn points for everyday purchases
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% until December 2010 None 13.9% (V) None
Click Here! Apply Here
Chase SapphireSM
  • 10,000 Bonus Points after first purchase
  • 2X on all airfare booked through Ultimate Rewards
  • No earning caps, point expiration, or blackout dates
  • Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
  • 1 point for every dollar on all other purchases
  • 24/7 Dedicated service advisor (No voice recording)
  • Premier travel protection benefits
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 12.24% None
Click Here! Apply Here
TrueEarnings(R) Card from Costco and American Express
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
American Express (R) Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $125
Click Here! Apply Here
Discover® MoreSM Card - American Flag
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
American DreamCard™ MasterCard®
Earn entries from everyday spending to win the large monthly American DreamCard™ cash jackpot
  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
  • Get 1,000 entries just for applying
  • Entries are good for future drawings and there is no limit to how many times you can win*
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • American DreamCard™ holders also have access to MasterCard® Exclusive Online™
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None See Terms* See Terms*
Click Here! Apply Here
Platinum Card(R) from American Express
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $450
Click Here! Apply Here
Citi ForwardSM Card
  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 6 months on purchases and balance transfers.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% for 6 mo. 0% for 6 mo. 14.24% (V) None
Click Here! Apply Here
PartnersFirst Cash Back Visa® Credit Card
  • Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.*
  • Earn 1% cash back on every purchase and customize your card with your favorite photo!
  • *Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Offer valid for new cardholders through this promotion only. Not valid for existing PartnersFirst Rewards cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires January 8, 2010.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None 0% for 6 mo.* 16.24% None
Click Here! Apply Here
Discover® MoreSM Card - Clear
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99% for 6 mo.* 3.99% for 12 mo.* 11.99%* None*
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The Benefits of Cash Back Credit Cards

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don't earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don't use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |

* See the online application for more information about the terms and conditions for these credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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Introductory Balance Transfer APR