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Credit Cards with Cash Back

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate.

Citi^® Dividend Platinum Select^® MasterCard^®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center^®
No Annual Fee

Intro Purchase APR None	Intro Balance Trans. APR 0% for 15 months*	APR 12.99% - 20.99% (V)	Annual Fee None

Capital One^® No Hassle Cash^SM Rewards - Excellent Credit

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card
Get your cash back whenever you want, even set up automatic redemption
0% intro APR on purchases until July 2011
No foreign transaction fees
No annual fee
To apply online click the "Apply Here" button or call
1-866-582-0808

Intro Purchase APR 0% until July 2011	Intro Balance Trans. APR None	APR 14.9% Variable	Annual Fee None

Discover^® More Card - $75 Cashback Bonus

5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Unlimited cash rewards that never expire
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account

Intro Purchase APR 0%* for 6 months*	Intro Balance Trans. APR 0%* for 12 full months*	APR 11.99% - 20.99% (Variable)*	Annual Fee None*

Discover^® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro Purchase APR 0%* for 6 months*	Intro Balance Trans. APR 0%* for 15 full months*	APR 11.99% - 20.99% (Variable)*	Annual Fee None*

Chase Freedom^® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase

Intro Purchase APR None	Intro Balance Trans. APR None	APR 12.99% - 22.99% Variable*	Annual Fee None

Citi^® Diamond Preferred^® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
5 ThankYou^® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee*"

Intro Purchase APR 0% for 12 months*	Intro Balance Trans. APR 0% for 12 months*	APR 12.99% - 20.99% (V)	Annual Fee None

Discover^® More Card – Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro Purchase APR 0%* for 9 full months*	Intro Balance Trans. APR 0%* for 12 full months*	APR 11.99% - 20.99% (Variable)*	Annual Fee None*

Chase Sapphire^SM

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
Redeem points for travel, gift cards, merchandise, cash back and more
2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
All of this for no annual fee!

Intro Purchase APR None	Intro Balance Trans. APR None	APR 12.24% Variable*	Annual Fee None

TrueEarnings^® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Intro Purchase APR See Terms*	Intro Balance Trans. APR See Terms*	APR 15.24%	Annual Fee See Terms*

Blue Cash^® from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% Intro APR for 6 months on purchases
Express Approval. Get a decision in less than 60 seconds.

Intro Purchase APR See Terms*	Intro Balance Trans. APR See Terms*	APR as low as 17.24%-21.24% Variable	Annual Fee None

Citi Forward^® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No Annual Fee

Intro Purchase APR 0% if you qualify for 7 months*	Intro Balance Trans. APR 0% if you qualify for 12 months*	APR 12.99 - 19.99% (V)	Annual Fee None

PenFed VISA Platinum Gas / Cash Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro Purchase APR None	Intro Balance Trans. APR 4.99%-6.99%* for 24 mo.	APR as low as 13.99%	Annual Fee None

Discover^® Motiva Card

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months , then the Regular APR

Intro Purchase APR 3.99%* for 6 months*	Intro Balance Trans. APR 3.99%* for 15 months*	APR 11.99% - 20.99% (Variable)*	Annual Fee None*

	The Benefits of Cash Back Credit Cards
	Cash back credit cards pay you a percentage rebate on the money you spend on the card. Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more. A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures. In some cases, you don't earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don't use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed. Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate. Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

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Editor's Pick: Best Cash Back Credit Cards 2010 - Using a cash back credit card for all expenditures can save cardholders from 1 to 5 percent on all purchases and bills. Here is an overview of the best cash back credit cards for 2010.

How to Maximize Your Cash Back Earnings - A little bit of planning goes a long way in maximizing the earnings you accumulate on your cash back credit card.

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Credit Cards with Cash Back

The Benefits of Cash Back Credit Cards