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Credit Cards with Cash Back

Cash back credit cards

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate
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Citi CashReturnsSM Card
  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • 0% APR* on balance transfers for up to 12 months
  • Checks will be sent automatically every time you earn $50
  • No limit to cash back you can earn
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 9.99% None
Click Here! Apply Here
Discover® MoreSM Card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99% None
Click Here! Apply Here
Blue Cash® from American Express
  • Get up to 5% cash back with unlimited cash rewards
  • Earn unlimited cash back
  • 0% introductory APR on purchases for 6 months
  • Low balance transfer rate - 4.99% fixed APR for the life of the balance
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 4.99% with application 10.24% None
Click Here! Apply Here
Citi® ProfessionalSM Cash Card
  • Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals
  • Plus earn 1% cash back on other purchases*
  • 0% APR on purchases for 12 months*
  • Online expense organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • Quarterly and annual account summaries and categorized statements at no additional cost
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 9.99% None
Click Here! Apply Here
GM Flexible Earnings Card
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • 0% introductory APR for 12 months (on balance transfers)
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo. 14.24% None
Click Here! Apply Here
Citi® Dividend Platinum Select® Card
Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter*
  • Earn 1% cash back on all other purchases
  • Balance transfer fee applies with this offer
  • 0% APR* on balance transfers for 12 months
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo. 9.49% None
Click Here! Apply Here
MerrillSM Cash Back Visa® Credit Card
  • 1% cash back on virtually all purchases
  • Cash back rewards can be deposited directly into your Merrill Lynch account
  • Low 9.99% APR for retail purchases
  • Credit line may be as high as $250,000
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 1.9% for 12 mo.* 9.99% None
Click Here! Apply Here
Discover® Open RoadSM Card
Save at the pump and everywhere else*
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
  • Earn one Point for every dollar spent in net retail purchases*
  • Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more*
  • 0% Introductory APR on balance transfers and cash advance checks through your first 12 billing cycles*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 14.99% None
Click Here! Apply Here
Chase FreedomSM Credit Card
  • 3% Cash Back in your top 3 everyday spending categories (15 Categories earn triple rewards at the types of places you spend the most)
  • 1% cash back for every $1 you spend on all other purchases

  • Receive $50 after you make your first purchase

  • Receive an extra $50 each time you save and redeem $200 in rewards
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% None
Click Here! Apply Here
Discover® MoreSM Card - Clear
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Clear from American Express®
  • 0% intro APR for up to 12 months
  • Automatic Rewards — you'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
  • Flexible payment terms: you can pay in full, or carry a balance — the choice is yours
  • World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.
  • Express Approval: get a decision in less than 60 seconds
  • No fees of any kind: No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 5.99% with application 11.24% None
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.9% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.9% for 6 mo. 3.9% for 12 mo. 10.99%* None
Click Here! Apply Here
Chase Free Cash RewardsSM Visa® Card
Earn points fast and choose how you want to receive your rewards
  • 1 point for every eligible dollar in purchases
  • 1,000 bonus points after your first purchase
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Intro 0% Fixed APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
HSBC Weekend Card®
  • Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
  • Receive 1% cash back on new net retail purchases made Monday through Friday
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months for qualified applicants*
  • No annual fee, for qualified applicants*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* 0% for 12 mo.* 8.99% None*
Click Here! Apply Here
Capital One® No Hassle CashSM Rewards
  • 1% cash back on all purchases you make from day one
  • 14.9% APR on purchases and balance transfers
  • No limit on cash back and rewards won't expire for the life of your account
  • Request your cash back rewards whenever you want
  • For customers with excellent credit
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.9% None
Click Here! Apply Here
Wal-Mart® Discover® Card
  • Earn up to 1% cash back on all purchases
  • No interest on purchases of $250 or more if paid in 12 months*
  • Save 3 cents per gallon at Wal-Mart stations*
  • Accepted at Sam's Club*
  • Up to $100 cash advances when you make a purchase*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 11.87% None
Click Here! Apply Here
BucksBackSM Platinum Edition® Visa® Card
  • $10 reward check* upon account approval
  • $10 reward check* when you make your first purchase with your BucksBackSM Visa Card
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card
  • 1% cash back on every purchase*
  • Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* None 9.99% None
Click Here! Apply Here
TrueEarningsSM from Costco and American Express
  • Earn cash back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No limit on the cash back earned
  • The flexibility to pay charges over time
  • The TrueEarnings card serves as both your American Express credit card and your Costco membership card
  • No annual fee with your paid Costco membership
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 3 mo. 1.99% for 6 mo.* 15.99% None

Business Credit Cards With Rewards and Cash Back
Click Here! Apply Here
Advanta Platinum Business Card with Cash Back OR Travel Rewards
Choose Your Rewards - Cash Back or Bonus Miles for Free Travel
  • Choice of 5% cash back or travel rewards*
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter
  • 7.99% variable APR on purchases
  • No limit on earnings
  • Personalized card – your company name on the top of the card
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 15 mo. 7.99%* None
Click Here! Apply Here
Discover® Business Card
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus® at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 13.99% None
Click Here! Apply Here
Capital One Visa® Business Platinum with No Hassle CashSM
  • 1% cash back on all purchases with no category limits and no restrictions
  • 0% APR on purchases until June 2009
  • A variable rate currently as low as 14.99%*
  • A 25% bonus each year on cash you earned the previous year
  • Free employee cards with individual spending limits you set
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until June 2009 None 14.99%(V) None
Click Here! Apply Here
Advanta Platinum Business Card with Cash Back
  • Earn up to 5% Cash Back*
  • 0% APR for 15 months on balance transfers
  • 7.99% fixed APR on balance transfers thereafter
  • 7.99% variable APR on purchases
  • Earn 5% Cash Back on gasoline and diesel fuel, computers, computer supplies, electronics and office supplies, utilities and telecommunications*
  • Earn up to 1% on all other purchases
  • Personalized card – your company name on the top of the card
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
Citi® ProfessionalSM Cash Card
  • Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals
  • Plus earn 1% cash back on other purchases*
  • 0% APR on purchases for 12 months*
  • Online expense organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • Quarterly and annual account summaries and categorized statements at no additional cost
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 9.99% None
Click Here! Apply Here
American Express SimplyCashSM Business Card
  • Earn 5% cash back on gas, office supplies and wireless services
  • Earn 1% on cash back on virtually all other purchases
  • 0% introductory APR on purchases for the first 12 months
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • Flexibility to pay in full or carry a balance
  • OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 7.99% for l.o.b.* 6% None

Click Here to See More Business Card Offers

The Benefits of Cash Back Credit Cards

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is the equivalent a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don’t earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number months, or if you don’t use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

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Introductory Balance Transfer APR