Credit Cards with Cash Back


  • Apply Now

    Credit Needed:
    Excellent/Good

    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
    Purchases Intro APR0% Introductory APR
    Purchases Intro APR Period12 billing cycles
    Balance Transfers Intro APR0% Intro APR
    Balance Transfers Intro APR Period12 billing cycles for balance transfers made in the first 60 days
    Regular APR13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening.
    • After that a variable APR will apply, currently 15.24%, 19.24% or 23.24%, depending on your creditworthiness
    • No annual fee
    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months (must be completed within first forty-five days of account opening)
    Regular APR15.24%, 19.24% or 23.24%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent, Good

    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
    • 0% intro APR on purchases until November 2016; 13.24%-23.24% variable APR after that
    • Balance transfers also have a 0% intro APR until November 2016; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees
    • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
    Purchases Intro APR0%
    Purchases Intro APR Perioduntil November 2016
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Perioduntil November 2016
    Regular APR13.24% - 23.24% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 13.24%-23.24%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • The only card that earns you cash back twice on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • No Annual Fee
    Purchases Intro APR0%
    Purchases Intro APR Period15 months*
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • All 30 team cards are available, customized with your favorite team's colors and logo
    • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
    • No annual fee
    • No changing categories and no expiration on rewards
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% variable APR. 3% fee (min $10) applies to balance transfers.
    Purchases Intro APR0% Intro APR
    Purchases Intro APR Period12 billing cycles
    Balance Transfers Intro APR0% Intro APR
    Balance Transfers Intro APR Period12 billing cycles for balance transfers made in the first 60 days
    Regular APR13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
    • Susan G. Komen® has received more than $6 million from Bank of America from this program since 2009.
    • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
    • No annual fee
    • No changing categories and no expiration on rewards
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    Purchases Intro APR0% Intro APR
    Purchases Intro APR Period12 billing cycles
    Balance Transfers Intro APR0% Intro APR
    Balance Transfers Intro APR Period12 billing cycles for balance transfers made in the first 60 days
    Regular APR13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period15 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR13.24%-22.24% Variable
    Annual Fee$75

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories every 3 months like gas stations, restaurants, and select grocery stores
    • Unlimited 1% cash back on all other purchases — it's automatic
    • Cash Back rewards never expire as long as your account is open
    • No annual fee
    Purchases Intro APR0%
    Purchases Intro APR Period15 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR14.24%-23.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • With the Blue Cash Everyday® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
    • Terms and restrictions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period15 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR13.24%-22.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 40,000 bonus points after $3,000 in purchases within the first 3 months of account opening - redeemable for $400 in gift cards, $500 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Annual Fee: $95 (fee waived for the first 12 months)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.24% - 23.24%* (Variable)
    Annual Fee$95; fee waived for the first 12 months*

    See Terms *

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don't earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don't use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards.