Citi® Credit Cards with 0% Intro APR, Rewards and Cash Back


  • Apply Now

    Credit Needed:
    Excellent/Good

    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 13.24%-23.24%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • The only card that earns you cash back twice on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • No Annual Fee
    Purchases Intro APR0%
    Purchases Intro APR Period15 months*
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 40,000 bonus points after $3,000 in purchases within the first 3 months of account opening - redeemable for $400 in gift cards, $500 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Annual Fee: $95 (fee waived for the first 12 months)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.24% - 23.24%* (Variable)
    Annual Fee$95; fee waived for the first 12 months*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
    • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR12.24%-22.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
    • Admirals Club® membership for you with guest privileges*
    • 10,000 Elite Qualifying Miles from American Airlines after $40,000 spent in purchases each calendar year*
    • No Foreign Transaction Fees on purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
    • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49% (Variable)
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - Ever
    • No penalty rate - Ever
    • No annual fee - Ever
    • Save time when you call with fast, personal help, 24 hours a day.
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • New - No Foreign Transaction Fees on purchases.1
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.24% - 22.24%* (Variable)
    Annual Fee$95, waived for first 12 months*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    Purchases Intro APR0%*
    Purchases Intro APR Period12 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period12 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Good Credit

    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
    • 1 ThankYou® Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points with this card
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    Purchases Intro APR0%*
    Purchases Intro APR Period7 months on Purchases*
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.24% - 24.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49%* (Variable)
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49% (Variable)
    Annual Fee$95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Designed for businesses with an established credit history
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases
    • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications and car rental merchants - and at gas stations after 11/15/15.
    • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49% (Variable)
    Annual Fee$95, waived for the first 12 months*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn a $100 statement credit after your first eligible Expedia purchase greater than $100 within 3 month of account opening*
    • Plus, earn 20,000 Expedia+ rewards bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $250 in coupons at +VIP Access™ hotels or $125 at other hotels*
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages*
    • 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment, including tickets to concerts, movies and sporting events*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Expedia+ gold status is complimentary for as long as you are a cardmember*
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals on qualified airlines, Wi-Fi carriers or for the Global Entry application fee*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.24% - 22.24%* (Variable)
    Annual Fee$95*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn a $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months of account opening*
    • Plus, earn 10,000 Expedia+ rewards bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $100 in coupons at +VIP Access™ hotels or $50 at other hotels*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Expedia+ silver status is complimentary for as long as you are a cardmember*
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

Citi Cards are offered by Citigroup Inc., one of the world's largest financial services companies with some 200 million customer accounts in more than 100 countries. Its history dates back almost two centuries to the founding of Citibank of New York in 1812. Citibank has continued to grow and prosper throughout the years through many different leaders and economic environments. In 1998, the company merged with Travelers Group to form Citigroup Inc, and today, Citi Credit Cards are offered as a brand under the Citigroup umbrella.

Citigroup provides credit cards, banking services, loans and insurance for consumers all over the world. It also offers extensive corporate and investment banking services to business, government and institutional clients along with wealth management services to both private and institutional clients.

As a Citi Card holder, you benefit from the company's extensive and innovative range of products. Citibank Credit Cards offer great value with manageable interest rates and low fees. If you are looking for a 0% APR credit card, the Citi® Platinum Select® family of cards presents a range of attractive offers, both for people with good and excellent credit and for people who need to build a credit history. Another favorite among people who submit a Citi Card application is the Citi PremierPass® Card - Elite Level, a card that will award 2 points for every dollar you spend at supermarkets, drug stores and gas stations as well as a generous introductory bonus point offer.

Citi credit card applications are available for many other types of cards, including cash back credit cards and student credit cards.