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Citi® Credit Cards with 0% Intro APR, Rewards and Cash Back
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Citi Cards is the world's largest provider of credit card products. Citi Cards North America is the industry leader and offers innovative products and services tailored to meet the needs of consumers, business and students. Citi Cards offers include 0% introductory APR, cash back,gas rebate, airline miles, travel rewards, and more.
Good to Excellent Credit is Required to get Approved for Citi® Platinum Consumer Cards
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Citi® Platinum Select® MasterCard® |
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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Intro Purchase APR
0% for 18 months* |
Intro Balance Trans. APR
0% for 18 months* |
APR
11.99% - 21.99%* (Variable) |
Annual Fee
$0* |
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Citi® Platinum Select® Visa® |
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- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable
- APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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Intro Purchase APR
0% for 18 months* |
Intro Balance Trans. APR
0% for 18 months* |
APR
11.99% - 21.99%* (Variable) |
Annual Fee
$0* |
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Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards |
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- $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you're a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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Intro Purchase APR
N/A |
Intro Balance Trans. APR
N/A |
APR
12.99%-22.99%* (Variable) |
Annual Fee
$0* |
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Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards |
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- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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Intro Purchase APR
N/A* |
Intro Balance Trans. APR
N/A* |
APR
12.99%-22.99%* (Variable) |
Annual Fee
$0* |
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Citi Simplicity® Card |
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
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Intro Purchase APR
0% for 18 months* |
Intro Balance Trans. APR
0% for 18 months* |
APR
12.99% - 21.99%* (Variable) |
Annual Fee
$0* |
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Citi ThankYou® Card |
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- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Plus earn 1 ThankYou Point for every $1 you spend on purchases
- Earn an anniversary bonus on points earned from purchases every year*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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Intro Purchase APR
0% for 15 months* |
Intro Balance Trans. APR
0% for 15 months* |
APR
12.99% - 22.99%* (Variable) |
Annual Fee
$0* |
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Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back |
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- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
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Intro Purchase APR
0% for 12 months* |
Intro Balance Trans. APR
0% for 12 months* |
APR
12.99% - 22.99%* (Variable) |
Annual Fee
$0* |
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Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back |
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- $200 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- 5% average cash back at select merchants through Citi Bonus Cash Center®
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
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Intro Purchase APR
N/A |
Intro Balance Trans. APR
N/A |
APR
15.99% - 22.99%* (Variable) |
Annual Fee
$0* |
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Citi® Diamond Preferred® Card |
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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Intro Purchase APR
0% for 18 months* |
Intro Balance Trans. APR
0% for 18 months* |
APR
11.99%-21.99%* (Variable) |
Annual Fee
None |
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Citi Forward® Card |
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- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
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Intro Purchase APR
0% for 7 months* |
Intro Balance Trans. APR
0% for 12 months* |
APR
12.99%-22.99%*
(Variable) |
Annual Fee
$0* |
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Citi® Platinum Select® / AAdvantage® World MasterCard® |
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- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award*
- Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
- Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
- $85 annual fee waived for the first 12 months*
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Intro Purchase APR
N/A* |
Intro Balance Trans. APR
N/A* |
APR
15.24%* (Variable) |
Annual Fee
$85, waived for the first 12 months* |
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Citi ThankYou® Premier Rewards Card |
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- Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou Point for every $1 you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
- No foreign transaction fee on purchases*
- Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives
- No points cap and no expiration of points
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Intro Purchase APR
N/A* |
Intro Balance Trans. APR
N/A* |
APR
13.99%-22.99%*
(Variable) |
Annual Fee
$125; waived for the first year* |
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Citi® Hilton HHonors™ Visa Signature® Card |
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- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No annual fee.*
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Intro Purchase APR
N/A* |
Intro Balance Trans. APR
N/A* |
APR
14.24% or 16.24%* (Variable) |
Annual Fee
$0* |
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Citi® Business Credit Cards
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CitiBusiness® World Card |
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- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No Annual Fee*
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Intro Purchase APR
0% for 6 months* |
Intro Balance Trans. APR
N/A* |
APR
13.24%* (Variable) |
Annual Fee
$0* |
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AT&T Universal Business Rewards Card |
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- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
- No Annual Fee*
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Intro Purchase APR
0% for 6 months* |
Intro Balance Trans. APR
N/A* |
APR
14.24%* (Variable) |
Annual Fee
$0* |
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Citi® College Student Credit Cards
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Citi Forward® Card for College Students |
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
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Intro Purchase APR
0% for 7 months* |
Intro Balance Trans. APR
N/A* |
APR
13.99% - 22.99%* (Variable) |
Annual Fee
$0* |
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Citi® Dividend Platinum Select® Card for College Students |
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- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
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Intro Purchase APR
0% for 7 months* |
Intro Balance Trans. APR
N/A* |
APR
13.99% - 21.99%* (Variable) |
Annual Fee
$0* |
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Citi Credit Cards
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Citi Cards are offered by Citigroup Inc., one of the world's largest financial services companies with some 200 million customer accounts in more than 100 countries. Its history dates back almost two centuries to the founding of Citibank of New York in 1812. Citibank has continued to grow and prosper throughout the years through many different leaders and economic environments. In 1998, the company merged with Travelers Group to form Citigroup Inc, and today, Citi Credit Cards are offered as a brand under the Citigroup umbrella.
Citigroup provides credit cards, banking services, loans and insurance for consumers all over the world. It also offers extensive corporate and investment banking services to business, government and institutional clients along with wealth management services to both private and institutional clients.
As a Citi Card holder, you benefit from the company's extensive and innovative range of products. Citibank Credit Cards offer great value with manageable interest rates and low fees. If you are looking for a 0% APR credit card, the Citi® Platinum Select® family of cards presents a range of attractive offers, both for people with good and excellent credit and for people who need to build a credit history. Another favorite among people who submit a Citi Card application is the Citi PremierPass® Card - Elite Level, a card that will award 2 points for every dollar you spend at supermarkets, drug stores and gas stations as well as a generous introductory bonus point offer.
Citi credit card applications are available for many other types of cards, including cash back credit cards and student credit cards. |
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