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Citi® Credit Cards with 0% Intro APR, Rewards and Cash Back

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Citi Cards is the world's largest provider of credit card products. Citi Cards North America is the industry leader and offers innovative products and services tailored to meet the needs of consumers, business and students. Citi Cards offers include 0% introductory APR, cash back,gas rebate, airline miles, travel rewards, and more.

Good to Excellent Credit is Required to get Approved for Citi® Platinum Consumer Cards

 
     

     
 
Citi ThankYou® Preferred Rewards Card
Citi ThankYou® Preferred Rewards Card

Citi ThankYou® Preferred Rewards Card

 

  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 months*0%*12 months*12.99%-22.99%* (Variable)$0*

Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
18 months*0%*18 months*12.99% - 21.99%* (Variable)$0*

Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
18 months*0%*18 months*12.99% - 21.99%* (Variable)$0*

Citi ThankYou® Card
Citi ThankYou® Card

Citi ThankYou® Card

 

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
15 months*0%*15 months*12.99%-22.99%* (Variable)$0*

Citi® Dividend Platinum Select® Visa® Card
Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

 

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 months*0%*12 months*12.99%-22.99%* (Variable)$0*

Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

 

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
18 months*0%*18 months*11.99%-21.99%* (Variable)$0*

Citi® Platinum Select® / AAdvantage® Visa Signature® Card
Citi® Platinum Select® / AAdvantage® Visa Signature® Card

Citi® Platinum Select® / AAdvantage® Visa Signature® Card

 

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*15.24%* (Variable)$95, waived for first 12 months*

Citi® Hilton HHonorsTM Reserve Card
Citi® Hilton HHonors<sup>TM</sup>  Reserve Card

Citi® Hilton HHonors<sup>TM</sup>  Reserve Card

 

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*15.24%* (Variable)$95*

Citi® Hilton HHonorsTM Visa Signature® Card
Citi® Hilton  HHonors<sup>TM</sup> Visa Signature® Card

Citi® Hilton  HHonors<sup>TM</sup> Visa Signature® Card

 

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*14.24% or 16.24%* (Variable)None

 
     

 

Citi® Business Credit Cards

 
     
 
CitiBusiness ThankYouSM Card
CitiBusiness ThankYou<sup>SM</sup> Card

CitiBusiness ThankYou<sup>SM</sup> Card

 

  • Designed for businesses with an established credit history
  • Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories.
  • Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
  • No limit to the amount of points you can earn on purchases and points don't expire.
  • No annual fee *
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
6 months*N/AN/A13.24%* (Variable)N/A

CitiBusiness® / AAdvantage® World MasterCard®
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • First eligible checked bag free for you and up to 4 traveling companions*
  • Priority Boarding with Group 1 privileges*
  • Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
  • 25% Savings on eligible in-flight purchases
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*15.24%* (Variable)$95, waived for the first 12 months*

 
     

 

Citi® College Student Credit Cards

 
     
 
Citi Forward® Card for College Students
Citi Forward® Card for College Students

Citi Forward® Card for College Students

 

  • No Cosigner required
  • 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
7 months*N/A*N/A*13.99%-23.99%* (Variable)$0*

Citi® Dividend® Card for College Students
  • Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
7 months*N/A*N/A*13.99% - 23.99%* (Variable)$0*

 
     

Citi Credit Cards
 

Citi Cards are offered by Citigroup Inc., one of the world's largest financial services companies with some 200 million customer accounts in more than 100 countries. Its history dates back almost two centuries to the founding of Citibank of New York in 1812. Citibank has continued to grow and prosper throughout the years through many different leaders and economic environments. In 1998, the company merged with Travelers Group to form Citigroup Inc, and today, Citi Credit Cards are offered as a brand under the Citigroup umbrella.

Citigroup provides credit cards, banking services, loans and insurance for consumers all over the world. It also offers extensive corporate and investment banking services to business, government and institutional clients along with wealth management services to both private and institutional clients.

As a Citi Card holder, you benefit from the company's extensive and innovative range of products. Citibank Credit Cards offer great value with manageable interest rates and low fees. If you are looking for a 0% APR credit card, the Citi® Platinum Select® family of cards presents a range of attractive offers, both for people with good and excellent credit and for people who need to build a credit history. Another favorite among people who submit a Citi Card application is the Citi PremierPass® Card - Elite Level, a card that will award 2 points for every dollar you spend at supermarkets, drug stores and gas stations as well as a generous introductory bonus point offer.

Citi credit card applications are available for many other types of cards, including cash back credit cards and student credit cards.

 
     

 
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