Credit Card Guide
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Barclaycard® Ring MasterCard®

Staff Review

Apply for the Barclaycard® Ring MasterCard® if you want a unique credit card that provides flexibility and community. This MasterCard has no annual fee, and unlike most credit cards, it charges no balance transfer fees. If you have high-interest balances on other credit cards, it is free to transfer them over to this card. Interest is straightforward; always pay the same low APR on balance transfers and purchases. The Barclaycard® Ring MasterCard® is unlike other credit cards; instead of being given set benefits, you and the Barclaycard Ring members vote on features you want online. This allows you to choose the card benefits and features you want. Connect with other cardholders and discuss what you do and don’t like. Plus, for the first time ever, the company will show cardholders how much profit and loss they make from this card.  With the Giveback™ program, you will get to keep some of the profits for yourself. This gives all cardholders a stake in it, and you can help increase profits by activities such as paying your bills on time or switching to paperless billing. You can submit your ideas on how to make the card better, and your changes may be implemented.

Barclaycard® Ring MasterCard®
Barclaycard® Ring MasterCard®

Barclaycard® Ring MasterCard®


  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APRIntro Period Intro APRIntro Period
N/A N/A None None 8.00% (Variable) $0 Excellent Credit

*See the online application for more information about the terms and conditions for these  credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.


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