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Chase Sapphire Preferred® Card

Staff Review

Chase SapphireSM Card gives you excellent credit card rewards and benefits at no cost. Each dollar you spend will give you one reward point. Every dollar spent at a restaurant earns you two points. Get a large point bonus just for making a minimum purchase in an introductory time period. Earn addition rewards if you book hotel rooms or airfare online through Chase’s Ultimate Rewards program. The rewards you get are up to you; cash in your points for gift cards, travel, cash back, merchandise, and even unique experiences. It’s free to get a second Chase SapphireSM Card, so you can give one to another family member and accumulate points even faster. Your points will never expire, and unlike many reward credit cards, there is no cap on how many points you can earn. If you need help with your Chase credit card, you get direct access to expert advisors—no long voice recordings, and no waiting on hold for endless periods of time. You can set up paperless billing for free and use online banking for incredible convenience. Chase also has a free mobile banking app that allows you to check your balances and transactions, transfer money, and pay bills on the go.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card


  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APRIntro Period Intro APRIntro Period
N/A N/A N/A N/A 15.99% Variable Introductory Annual Fee of $0 the first year, then $95 Excellent Credit

*See the online application for more information about the terms and conditions for these  credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.


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