Apply for the U.S. Bank Visa® Platinum Card if you’re looking for a low-interest credit card with no annual fee. This straightforward card has no bells and whistles—only what really matters. It has a 0% APR for a lengthy introductory period on both purchases and balance transfers, giving you a long window to transfer and pay off debt from high-interest cards, or simply make a large purchase and take your time repaying it. It’s free to manage your U.S. Bank Visa® Platinum Card account online, where you can view statements, download account history, see your balance, set up account alerts, and more. You can also set up online bill pay to easily automate your finances. U.S. Bank’s fraud protection program monitors your account for any unusual activity, and if any unauthorized purchases are made, you will be notified immediately. Your U.S. Bank credit card also comes with 0% fraud liability, so you will owe absolutely nothing. Unlike most credit cards, you will have free access to your Experian® credit score on a monthly basis. On top of that, you get free auto rental insurance when you when you pay for the entire car rental with the card.
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