THE CHARGE-IT Credit Card Blog

  • Credit Card Hiccups I Ran Into Traveling Abroad

    I just got returned from a trip to Germany. As I wrote a couple months ago, my plans to get a prepaid card to take with me were thwarted — so I planned on using cash for everyday expenses and a card for the bigger stuff (and emergencies) if necessary. Germany is, for the most […]

    Full Story

  • When it’s OK to Splurge

    When you’re trying to stick to a strict budget, a splurge can seem like a bad idea. But is it? Not always. In the middle of a big push to get out of debt, I recently bought a $500 Vitamix blender. I don’t normally drop that much cash on kitchen gadgets — in fact, I’m […]

    Full Story

  • 6 Ways Technology is Changing Cards

    Although credit cards aren’t morphing as fast as, say, mobile phones, they’ve come a long way since the merchant cards businesses used to offer customers a century ago. And, thanks to security concerns and mobile technology, those changes might accelerate. Here are six ways that technology is changing how credit cards look — and how […]

    Full Story

  • What Dieting Can Teach You about Budgeting

    I’ve been trying to lose a few pounds, so I’ve recently started tracking calories for the first time ever. Yes, really. In the past, I was drawn to those diets that advertise no calorie counting — even if I had to eat grapefruit or cabbage soup all day long, at least I didn’t have to […]

    Full Story

  • Did your Parents Talk to You Enough about Money?

    Do you wish your parents had talked to you more about money? Kids today feel the same way. A March 2013 T. Rowe Price survey asked kids between the ages of 8 and 14 which money topics they wish their parents talked more about. Bank accounts and credit cards topped the list, with 34 percent […]

    Full Story

  • Cash Only vs. Credit Only: Which Saves You More Money?

    For those looking to save money, some personal finance experts recommend a strict cash-only spending strategy, sometimes referred to as an “envelope system.” Others extol the virtues of credit cards — used responsibly of course. So, which is better? I’ve used both. When my husband was in grad school, at the height of the recession, […]

    Full Story

  • Can You Have a Social Life if you Don’t Spend?

    With a trip abroad just a few weeks away (and my pricey new hobby), it’s extra important for me to save all I can. The trip in particular is making me acutely aware of all the little leaks in my bank account — every drink I buy in the next few weeks is one less […]

    Full Story