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Sometimes I Feel Like the Only 20-Something with a Credit Card

In a room of fully employed late-20-somethings, I was the only one with a credit card. There were seven of us gathered for a birthday party. We were talking about our jobs, which led to talking about my job at a credit card and personal finance website. One friend admitted he didn’t have a credit [...]

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A Thief Swiped my Credit Card Information

In all of the years I’ve been using credit cards, I’ve never had a fraudulent charge on my account — until last weekend. I ran to the grocery store to pick up a few items for dinner and swiped my rewards card: declined. I assumed it was a glitch with the grocery store’s card reader, [...]

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Video: Experts Talk Student Credit

In addition to picking a major and adjusting to life away from home, many college students find themselves contending with financial independence — and credit — for the first time. But we wouldn’t want students to have to learn everything the hard way. Credit mistakes can have major repercussions, after all. So we gathered a [...]

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6 lessons I learned from the recession

Recovery from the recession has been a slog over the past few years. But lately, coming out on the other side, I am finally feeling optimistic about my own finances. Recently, though, I saw a May 2013 report from The Pew Charitable Trusts. It found that my generation — Generation X — was hardest hit [...]

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Questions About Student Credit? Join Us For A Google Hangout

A new world of financial responsibilities awaits young adults leaving home for college. For many students, that includes navigating the financial products marketed at them — such as credit cards. Unfortunately, mistakes made with that first credit card can set students up for years of financial problems. That’s why we’re gathering some experts for a [...]

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Overspending is Easier Than I Thought

Mint is mad at me. I have my account set up to yell at me (send me email alerts) when I exceed the budgets I have set for certain spending categories, and it’s pinged me a few times this week. Truth be told, I don’t exactly monitor my Mint budgets that carefully. When I first [...]

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The Biggest Credit Lessons I Learned — the Hard Way

I use my credit cards responsibly, paying them off in full every month and earning rewards. But it hasn’t always been this way: credit cards and I have a long and rocky history. Looking back down credit card memory lane, though, I see that I’ve learned a lot from my mistakes. Lesson No. 1: Learn [...]

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‘Want’ Money Can Help You Stick to Your Budget

Some people call it “mad” money, others call it “fun” money, and I call it “want” money. Whatever term you use, many personal finance experts say it’s important to have some  money designated for splurges. I love the definition of “mad money” from FreeDictionary.com: “Money for frivolous purchases or little luxuries; money for a bit [...]

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