THE CHARGE-IT Credit Card Blog

  • Sometimes I Feel Like the Only 20-Something with a Credit Card

    In a room of fully employed late-20-somethings, I was the only one with a credit card. There were seven of us gathered for a birthday party. We were talking about our jobs, which led to talking about my job at a credit card and personal finance website. One friend admitted he didn’t have a credit […]

    Full Story

  • A Thief Swiped my Credit Card Information

    In all of the years I’ve been using credit cards, I’ve never had a fraudulent charge on my account — until last weekend. I ran to the grocery store to pick up a few items for dinner and swiped my rewards card: declined. I assumed it was a glitch with the grocery store’s card reader, […]

    Full Story

  • Video: Experts Talk Student Credit

    In addition to picking a major and adjusting to life away from home, many college students find themselves contending with financial independence — and credit — for the first time. But we wouldn’t want students to have to learn everything the hard way. Credit mistakes can have major repercussions, after all. So we gathered a […]

    Full Story

  • 6 lessons I learned from the recession

    Recovery from the recession has been a slog over the past few years. But lately, coming out on the other side, I am finally feeling optimistic about my own finances. Recently, though, I saw a May 2013 report from The Pew Charitable Trusts. It found that my generation — Generation X — was hardest hit […]

    Full Story

  • Questions About Student Credit? Join Us For A Google Hangout

    A new world of financial responsibilities awaits young adults leaving home for college. For many students, that includes navigating the financial products marketed at them — such as credit cards. Unfortunately, mistakes made with that first credit card can set students up for years of financial problems. That’s why we’re gathering some experts for a […]

    Full Story

  • Overspending is Easier Than I Thought

    Mint is mad at me. I have my account set up to yell at me (send me email alerts) when I exceed the budgets I have set for certain spending categories, and it’s pinged me a few times this week. Truth be told, I don’t exactly monitor my Mint budgets that carefully. When I first […]

    Full Story

  • The Biggest Credit Lessons I Learned — the Hard Way

    I use my credit cards responsibly, paying them off in full every month and earning rewards. But it hasn’t always been this way: credit cards and I have a long and rocky history. Looking back down credit card memory lane, though, I see that I’ve learned a lot from my mistakes. Lesson No. 1: Learn […]

    Full Story

  • 1
  • 2