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Credit Cards > Charge-it Blog > Archives > September, 2013
 
 

How much is lunch costing you?

As I’ve tried to cut my living expenses in various ways over the years, there remains one stubborn habit that’s hard to kick — going out to eat for lunch. At my worst, I was buying lunch every day (my workplace had a cafeteria) to the tune of about $7 per day. Now, I buy [...]

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Why I check my finances every day

Some personal finance experts recommend checking your finances daily, but I’ve always done it every few days or even just once a week. Recently, I decided to try an experiment — and do a quick review of my money every single day. As it turns out, I really like this method. For the past few [...]

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Is financial independence a requirement for adulthood?

At what age did you become financially independent? If you’re a part of the millennial generation (between 18 and 31 years of age), research suggests you’re more likely to answer that question with, “Oh, I’m still working on that.” Actually, if you’re like a lot of millennials I know, you might answer, “Hey, do YOU [...]

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How my husband and I navigate finances as a couple

Over the years, my husband and I have taken turns managing our finances. We’ve traded off mainly because we each think our own way of managing money is best. I tend to jot stuff down in notebooks because I’m very visual, but my scribblings make sense only to me. My husband, Joe, has always used [...]

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Study: Being poor hijacks your brain

Think about how well you function after a night of no sleep. Chances are, your day will be filled with slip-ups, forgotten tasks and an inability to concentrate on more than one thing at a time. Being poor, new research from Princeton University has found, affects you the same way. The paper, “Poverty impedes cognitive [...]

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I turned down car rental insurance at the counter. Bad idea?

I don’t rent cars often, but when I have, I’ve always responded “sign me up!” when the agent got to the part about insurance. But when I picked up my rental early this morning, I said, “Thanks, but I’ll pass.” The reason? My new credit card’s rental insurance protections. The story My boyfriend and I [...]

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New to budgeting? 5 steps to follow

Do you budget? If not, you’re not alone: A June 2013 Gallup poll showed that only about one out of three Americans do. Just under a third of those surveyed said they or their spouse or partner make a detailed monthly household budget that tracks income and expenses. That leaves two-thirds of Americans in the [...]

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