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Allie Johnson

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Allie Johnson

Allie Johnson is an award-winning freelance writer and regular contributor to CreditCardGuide.com. She tracks down practical money advice consumers can use on topics like saving, finding deals, getting rid of debt and using debit and credit cards wisely. She has a journalism degree from Ohio University's E.W. Scripps School of Journalism, and her work has appeared in a variety of magazines, newspapers and websites.

 
 

Allie Johnson's blog posts at CreditCardGuide.com

How I kept recurring charges from dragging me down

Have you ever signed up for a product or service that charged a monthly fee to your credit card, realized you no longer wanted it, but neglected to cancel? Recurring charges have tripped me up several times lately, and it’s easy to see why. Automatic recurring subscriptions or orders typically work on the same principle [...]

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I’m back in debt, but that’s OK

When my husband and I made the final payment on our debt this past year, we broke out the bubbly. So, it’s a little hard to admit that we’ve decided to go back in debt. As I’ve mentioned before, we recently did a major remodel on our house. As our funds were dwindling, we still [...]

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Confession: 3 discretionary purchases I regret

Fun money is supposed to be fun, right? In the past, I’ve always thought that meant I should just blow it on whatever I want. Lately, though, I’ve been rethinking that attitude. It bugs me when I buy something on a whim and it ends up collecting dust, especially if it was expensive. So, I’d [...]

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Hungry, angry, lonely, tired spending

Have you heard of the acronym H.A.L.T., which stands for hungry, angry, lonely or tired? It’s used in everything from addiction recovery to overeating — and I’ve found it applies to spending, too. The idea behind the acronym is to stop and think whenever you get the urge to do something that’s probably not the [...]

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Don’t let a gym membership ruin your financial fitness

Many consumers join a gym hoping to shed pounds but instead end up losing only dollars. With contracts that can trap you into a monthly payment and salespeople more than eager to sign you up for one, protecting your best interests can take more energy than that first post-holiday workout. I know this, yet I’m [...]

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Dodgy service providers are a charge-back gray area

In an ideal world, you’d have time to vet every service provider who comes to your house. But when you have a household disaster — the toilet clogs, a pipe bursts, your basement floods — you might end up making a hasty decision. That’s what happened to me several months ago when our hot water [...]

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Developing a healthy relationship with one-click purchasing

I have a personal finance confession to make: I love one-click purchasing. I write about personal finance, so I know that anything that makes spending more mindless typically is a bad thing for consumers. And I know that I definitely spend more when I have the ability to make quick, easy impulse purchases online. In [...]

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Want a discount on a big-ticket purchase? Just ask

Are you clipping coupons to save a few cents here and there, but missing the chance to save big by not asking for a discount on major purchases? Recently, I was shopping for a sectional sofa to go in our newly remodeled living room. One day, I saw a coupon code for 25 percent off [...]

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How to convert your spouse to frugality

Earlier this year, my husband, Joe, and I got out of debt. That was a fantastic feeling, but there was one problem: We had different visions of life after debt. I was ready to kick up our saving a few notches to create more financial security. But Joe, after years of penny-pinching, wanted to finally [...]

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Credit card deposit can lead to post-vacation stress

My husband and I (and our dogs) recently spent a weekend at a cabin in the mountains of north Georgia for some much-needed relaxation. The trip was wonderful, but one thing stressed me out: the vacation rental deposit. The cabin itself was more like a rustic house, with two floors, a full kitchen and a [...]

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