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Allie Johnson

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Allie Johnson

Allie Johnson is an award-winning freelance writer and regular contributor to CreditCardGuide.com. She tracks down practical money advice consumers can use on topics like saving, finding deals, getting rid of debt and using debit and credit cards wisely. She has a journalism degree from Ohio University's E.W. Scripps School of Journalism, and her work has appeared in a variety of magazines, newspapers and websites.

 
 

Allie Johnson's blog posts at CreditCardGuide.com

Credit card deposit can lead to post-vacation stress

My husband and I (and our dogs) recently spent a weekend at a cabin in the mountains of north Georgia for some much-needed relaxation. The trip was wonderful, but one thing stressed me out: the vacation rental deposit. The cabin itself was more like a rustic house, with two floors, a full kitchen and a [...]

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Donate a dollar in the checkout line? Why I say “no”

You’re in line at the grocery store, you swipe your card to pay, and the cashier — or PIN pad — asks if you’d like to donate a dollar or more to charity. What do you do? If you’re paying with plastic, it can be especially tempting to say yes without thinking, because it makes [...]

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I regret saying “yes” to that store credit card sales pitch

I know store credit cards don’t always offer the best deal for consumers. And I’m usually quick to say no to these cards, even if the clerk offers a special deal. But recently I was in Dillard’s shopping for a dress to wear to a wedding. It was late, I was tired and it was [...]

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Why I check my finances every day

Some personal finance experts recommend checking your finances daily, but I’ve always done it every few days or even just once a week. Recently, I decided to try an experiment — and do a quick review of my money every single day. As it turns out, I really like this method. For the past few [...]

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How my husband and I navigate finances as a couple

Over the years, my husband and I have taken turns managing our finances. We’ve traded off mainly because we each think our own way of managing money is best. I tend to jot stuff down in notebooks because I’m very visual, but my scribblings make sense only to me. My husband, Joe, has always used [...]

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New to budgeting? 5 steps to follow

Do you budget? If not, you’re not alone: A June 2013 Gallup poll showed that only about one out of three Americans do. Just under a third of those surveyed said they or their spouse or partner make a detailed monthly household budget that tracks income and expenses. That leaves two-thirds of Americans in the [...]

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How to make room in your budget for healthy food

I love fruits and veggies, and they’re the centerpiece of my diet so they often also make up the bulk of my grocery bill. And lately, because I’m trying to lose a few pounds, I’ve been relying on produce even more. Smoothies, salads and vegetable soups are low in calories and high in fiber, [...]

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Don’t give up when trying to get a refund

Are you losing hundreds or even thousands of dollars by forgetting to return unsuitable items, just throwing away defective products or failing to contact the company if you’re not happy with a product or service? Personal finance blogger Collin at Hip2Save recently wrote about accidentally purchasing expired grocery items and the fact that some consumers [...]

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How to Leverage Remodeling Costs into Credit Card Rewards

Soon, my husband and I will start a big house remodeling project. We are going to turn the cramped kitchenette in our little Victorian house/former bed and breakfast into a real kitchen. So, I’ve been doing some research on how to leverage our spending to earn maximum airline miles. Listening to hammering and sawing (and [...]

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How to Keep Track of Multiple Credit Cards

If you’re juggling multiple credit cards (and using some of them for different purposes), it can be tricky to keep track of your spending, bill due dates and rewards. When my husband and I were putting all of our expenses on just one rewards card, the ease of spending with plastic lulled us into being [...]

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