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Allie Johnson

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Allie Johnson

Allie Johnson is an award-winning freelance writer and regular contributor to CreditCardGuide.com. She tracks down practical money advice consumers can use on topics like saving, finding deals, getting rid of debt and using debit and credit cards wisely. She has a journalism degree from Ohio University's E.W. Scripps School of Journalism, and her work has appeared in a variety of magazines, newspapers and websites.

 
 

Allie Johnson's blog posts at CreditCardGuide.com

Want to be an authorized card user? Think twice…

Becoming an authorized user on someone’s credit card has its advantages, but make sure he is meticulous about paying his bill

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Don’t let financial weaknesses be a money suck

Feel you can’t live without that bazillion-dollar widget? You’re not alone. Find cheap or free alternatives to the “must haves” and save thousands

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The truth about Target’s credit monitoring offer

Consumer Reports has criticized Target’s credit monitoring offer to U.S. customers, with good reason. But I’m going to tell you why I took Target up on its offer.

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Don’t let foreign charges trip you up

Like to shop online with international merchants? Here are four ways to make sure you don’t get stuck with online international transaction fees

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A new twist in card perks — FICO scores

Card issuers are rolling out a new benefit of membership that is free and, for once, doesn’t encourage you to spend

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5 ways to tame your medical bills

Don’t let your medical bills get away from you. With these five organizing tips, you can make sure your credit isn’t dinged by a forgotten bill

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How I kept recurring charges from dragging me down

Have you ever signed up for a product or service that charged a monthly fee to your credit card, realized you no longer wanted it, but neglected to cancel? Recurring charges have tripped me up several times lately, and it’s easy to see why. Automatic recurring subscriptions or orders typically work on the same principle [...]

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I’m back in debt, but that’s OK

When my husband and I made the final payment on our debt this past year, we broke out the bubbly. So, it’s a little hard to admit that we’ve decided to go back in debt. As I’ve mentioned before, we recently did a major remodel on our house. As our funds were dwindling, we still [...]

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Confession: 3 discretionary purchases I regret

Fun money is supposed to be fun, right? In the past, I’ve always thought that meant I should just blow it on whatever I want. Lately, though, I’ve been rethinking that attitude. It bugs me when I buy something on a whim and it ends up collecting dust, especially if it was expensive. So, I’d [...]

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Hungry, angry, lonely, tired spending

Have you heard of the acronym H.A.L.T., which stands for hungry, angry, lonely or tired? It’s used in everything from addiction recovery to overeating — and I’ve found it applies to spending, too. The idea behind the acronym is to stop and think whenever you get the urge to do something that’s probably not the [...]

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