Have you heard of the acronym H.A.L.T., which stands for hungry, angry, lonely or tired? It’s used in everything from addiction recovery to overeating — and I’ve found it applies to spending, too. The idea behind the acronym is to stop and think whenever you get the urge to do something that’s probably not the [...]
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Allie Johnson is an award-winning freelance writer and regular contributor to CreditCardGuide.com. She tracks down practical money advice consumers can use on topics like saving, finding deals, getting rid of debt and using debit and credit cards wisely. She has a journalism degree from Ohio University's E.W. Scripps School of Journalism, and her work has appeared in a variety of magazines, newspapers and websites.