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Kristin McGrath

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Kristin McGrath

In her career as an editor and writer, Kristin McGrath has covered everything from personal finance, to politics, to arts and entertainment. She most recently worked as an editor for Bankrate Insurance, tackling topics like coverage questions and complex policy clauses.

Previously, she worked as managing editor of Louie, a small monthly magazine in St. Louis. She also spent a year covering entertainment for USA Today's Life section, interviewing actors, musicians and American Idols.

Kristin holds a master's degree in Journalism and Public Affairs from American University in Washington, D.C. She has had the same credit card for nearly 10 years and admits she's sometimes afraid to use it.

 
 

Kristin McGrath's articles at CreditCardGuide.com

Did your Parents Talk to You Enough about Money?

Do you wish your parents had talked to you more about money? Kids today feel the same way. A March 2013 T. Rowe Price survey asked kids between the ages of 8 and 14 which money topics they wish their parents talked more about. Bank accounts and credit cards topped the list, with 34 percent [...]

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Can You Have a Social Life if you Don’t Spend?

With a trip abroad just a few weeks away (and my pricey new hobby), it’s extra important for me to save all I can. The trip in particular is making me acutely aware of all the little leaks in my bank account — every drink I buy in the next few weeks is one less [...]

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How to Afford an Expensive Hobby

Frugality often takes center stage on this site, and we’ve provided an array of articles that encourage readers — especially those with debt — to constantly carve the excess from their budgets. But what if you have an expensive hobby — something you enjoy that’s worth spending extra on? Running marathons, riding horses and tinkering [...]

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How Much Do Status Symbols Cost You?

I didn’t get a smartphone until just over a year ago. This meant I was walking around in 2012 with a phone that flipped open and could be used for nothing except phone calls and text messages (of limited length). Yet I paid less than $30 a month for the thing, which was good enough [...]

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Don’t leave your wallet home just yet — mobile payments have a ways to go

“Ma’am, I don’t know what that is, and nobody has asked me that question before,” the cashier at my favorite local sandwich shop told me. “We take cash or card.” That was the response I got after asking if I could pay for my sandwich using Square Wallet, a mobile payment app. The deli was [...]

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Prepaid Cards for Travel are Pricey, Hard to Come By

I’m taking a trip to Germany later this year, and that has me thinking: What’s the best way to spend money over there? Using my debit or credit card entails foreign transaction fees. And I don’t exactly fancy carrying around enough cash to finance the whole trip. Last time I was in Germany (when I [...]

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Young People Saying “No thanks” to Credit

A couple weeks ago, I was talking with a friend about his apartment hunt. “So many places do credit checks now,” he said, lamenting the fact that he’d probably have to offer several months’ rent up front to get around it, as he has a very thin credit history. The personal finance website editor in [...]

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Are Personal Finance Experts Too Preoccupied with Lattes?

When I graduated from college and began my job search, money was tight. A relative suggested a personal finance book he liked by a famous money guru, and I picked it up from the library. One of the first chapters was about “easy” ways to save money. Among the suggestions: Stop buying lattes. Pack a [...]

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Why Speed-Reading Your Bills Can Cost You

This month’s electric bill gave me quite a shock. It was $268 — for a one-bedroom apartment! My eyes darted to the “usage” chart that appears on the left side of the bill. No problem there — our electric use for February was our lowest yet, beating our November 2012 record. My eyes darted to [...]

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Even a Small Move Can Push Your Budget

I’ve been moving into a new apartment this week. This summer, I wrote about how my boyfriend and I were willing to stay in our current apartment to save money, but that has changed. We’ve lost track of how many times our heat and air conditioning have gone out, our energy bills are astronomical because [...]

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