The UK government has decided to implement mandatory personal finance education in schools, and the news has been making headlines all week. Some experts predict that the move will save the UK billions in the long run, as financial ignorance and bad choices about debt are a financial drain on the entire population. The Personal [...]

You may have already spent money on your Valentine this year, but have you talked about money with your Valentine? Whether you’re in the early stages of dating or already discussing marriage, our panel of experts has some advice for you. We gathered Dr. Dale Koppel (author of The Intelligent Woman’s Guide to Online Dating), [...]

We know relationships aren’t always about roses and chocolates. Our columnists get too many letters like this one for us to believe that. Sometimes, relationships are about late bills, hidden credit card debt and a partner who won’t stick to a budget. But, if you and your partner can work together, your relationship can also [...]

This weekend, a friend looked at me like I was crazy when she saw my to-do list taped on the wall near my desk. “Pay electric bill?” she asked incredulously, reading off the first item. “How do you seriously not have auto-pay set up for that? Are you my mom? Do you write out a [...]

Last week, I blogged about some of my latest credit card goals and plans for raising my credit score. The first item on my agenda was the task I thought would be easiest — getting a credit limit increase on my existing card. I have a single, no-frills, no-rewards credit card that’s 11 years old [...]

Are you feeling extra credit-hungry? You’re not the only one. According to FICO’s quarterly survey of bankers, banks are expecting a rush in consumer requests for more credit in the first half of 2013. Sixty-one percent of the bankers FICO surveyed are expecting a swell in applications for new credit cards, as well as requests [...]

You’ve probably already heard the sad story: Online marketplaces and comparison-shopping apps are pushing small stores out of business. In fact, according to the expert predictions in this CNBC article, consumers’ passion for bargains will soon push traditional brick-and-mortar retailers to the brink of extinction. The idea of shuttered mom-and-pop stores is the fuel behind [...]

Would you rather have a gift worth $50 — or a $25 gift card? According to a December 2012 survey by First Data, about half of all consumers would take the gift card over the more expensive $50 gift. When the worth of the gift falls to $25, nearly all of the 1,700 consumers surveyed [...]