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Kristin McGrath

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Kristin McGrath

In her career as an editor and writer, Kristin McGrath has covered everything from personal finance, to politics, to arts and entertainment. She most recently worked as an editor for Bankrate Insurance, tackling topics like coverage questions and complex policy clauses.

Previously, she worked as managing editor of Louie, a small monthly magazine in St. Louis. She also spent a year covering entertainment for USA Today's Life section, interviewing actors, musicians and American Idols.

Kristin holds a master's degree in Journalism and Public Affairs from American University in Washington, D.C. She has had the same credit card for nearly 10 years and admits she's sometimes afraid to use it.

 
 

Kristin McGrath's blog posts at CreditCardGuide.com

Dreading Your Annual Financial Checkup? Graphs are Your Friends

It’s an oft-repeated bit of financial wisdom: Look carefully at your bank statement to see where your money is going. We may have repeated it a few times on this site as well. However, when it comes to spotting long-term spending patterns, logging in to online banking and scrolling through past transactions will make you [...]

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Do You Feel Comfortable Haggling?

If haggling makes you uncomfortable, you’re losing out. According to a July 2013 survey by Consumer Reports, those brave enough to bargain over the cost of products and services have decent odds of success. Most (89 percent) of hagglers are rewarded for their efforts at least once and save an average of $80 to $300, [...]

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Sometimes I Feel Like the Only 20-Something with a Credit Card

In a room of fully employed late-20-somethings, I was the only one with a credit card. There were seven of us gathered for a birthday party. We were talking about our jobs, which led to talking about my job at a credit card and personal finance website. One friend admitted he didnít have a credit [...]

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Video: Experts Talk Student Credit

In addition to picking a major and adjusting to life away from home, many college students find themselves contending with financial independence — and credit — for the first time. But we wouldn’t want students to have to learn everything the hard way. Credit mistakes can have major repercussions, after all. So we gathered a [...]

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Questions About Student Credit? Join Us For A Google Hangout

A new world of financial responsibilities awaits young adults leaving home for college. For many students, that includes navigating the financial products marketed at them — such as credit cards. Unfortunately, mistakes made with that first credit card can set students up for years of financial problems. That’s why we’re gathering some experts for a [...]

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Overspending is Easier Than I Thought

Mint is mad at me. I have my account set up to yell at me (send me email alerts) when I exceed the budgets I have set for certain spending categories, and it’s pinged me a few times this week. Truth be told, I don’t exactly monitor my Mint budgets that carefully. When I first [...]

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Credit Card Hiccups I Ran Into Traveling Abroad

I just got returned from a trip to Germany. As I wrote a couple months ago, my plans to get a prepaid card to take with me were thwarted — so I planned on using cash for everyday expenses and a card for the bigger stuff (and emergencies) if necessary. Germany is, for the most [...]

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Did your Parents Talk to You Enough about Money?

Do you wish your parents had talked to you more about money? Kids today feel the same way. A March 2013 T. Rowe Price survey asked kids between the ages of 8 and 14 which money topics they wish their parents talked more about. Bank accounts and credit cards topped the list, with 34 percent [...]

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Can You Have a Social Life if you Don’t Spend?

With a trip abroad just a few weeks away (and my pricey new hobby), it’s extra important for me to save all I can. The trip in particular is making me acutely aware of all the little leaks in my bank account — every drink I buy in the next few weeks is one less [...]

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How to Afford an Expensive Hobby

Frugality often takes center stage on this site, and we’ve provided an array of articles that encourage readers — especially those with debt — to constantly carve the excess from their budgets. But what if you have an expensive hobby — something you enjoy that’s worth spending extra on? Running marathons, riding horses and tinkering [...]

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