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Kristin McGrath

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Kristin McGrath

In her career as an editor and writer, Kristin McGrath has covered everything from personal finance, to politics, to arts and entertainment. She most recently worked as an editor for Bankrate Insurance, tackling topics like coverage questions and complex policy clauses.

Previously, she worked as managing editor of Louie, a small monthly magazine in St. Louis. She also spent a year covering entertainment for USA Today's Life section, interviewing actors, musicians and American Idols.

Kristin holds a master's degree in Journalism and Public Affairs from American University in Washington, D.C. She has had the same credit card for nearly 10 years and admits she's sometimes afraid to use it.

 
 

Kristin McGrath's blog posts at CreditCardGuide.com

How Much Do Status Symbols Cost You?

I didn’t get a smartphone until just over a year ago. This meant I was walking around in 2012 with a phone that flipped open and could be used for nothing except phone calls and text messages (of limited length). Yet I paid less than $30 a month for the thing, which was good enough [...]

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Don’t leave your wallet home just yet — mobile payments have a ways to go

“Ma’am, I don’t know what that is, and nobody has asked me that question before,” the cashier at my favorite local sandwich shop told me. “We take cash or card.” That was the response I got after asking if I could pay for my sandwich using Square Wallet, a mobile payment app. The deli was [...]

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Prepaid Cards for Travel are Pricey, Hard to Come By

I’m taking a trip to Germany later this year, and that has me thinking: What’s the best way to spend money over there? Using my debit or credit card entails foreign transaction fees. And I don’t exactly fancy carrying around enough cash to finance the whole trip. Last time I was in Germany (when I [...]

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Young People Saying “No thanks” to Credit

A couple weeks ago, I was talking with a friend about his apartment hunt. “So many places do credit checks now,” he said, lamenting the fact that he’d probably have to offer several months’ rent up front to get around it, as he has a very thin credit history. The personal finance website editor in [...]

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Are Personal Finance Experts Too Preoccupied with Lattes?

When I graduated from college and began my job search, money was tight. A relative suggested a personal finance book he liked by a famous money guru, and I picked it up from the library. One of the first chapters was about “easy” ways to save money. Among the suggestions: Stop buying lattes. Pack a [...]

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Why Speed-Reading Your Bills Can Cost You

This month’s electric bill gave me quite a shock. It was $268 — for a one-bedroom apartment! My eyes darted to the “usage” chart that appears on the left side of the bill. No problem there — our electric use for February was our lowest yet, beating our November 2012 record. My eyes darted to [...]

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Even a Small Move Can Push Your Budget

I’ve been moving into a new apartment this week. This summer, I wrote about how my boyfriend and I were willing to stay in our current apartment to save money, but that has changed. We’ve lost track of how many times our heat and air conditioning have gone out, our energy bills are astronomical because [...]

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New CFPB Project Could Help Those Crushed by Private Student Loans

Paying off tens of thousands in student loans isnít going to be easy for any recent grad, unless they win the lottery or land a high-paying job (which may seem as likely as winning the lottery these days). But some, namely those with federal loans, have it a bit easier than those with private loans. [...]

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Are Personal Finance Courses Pointless?

The UK government has decided to implement mandatory personal finance education in schools, and the news has been making headlines all week. Some experts predict that the move will save the UK billions in the long run, as financial ignorance and bad choices about debt are a financial drain on the entire population. The Personal [...]

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Video: Watch Money, Dating Experts Talk Love and Money

You may have already spent money on your Valentine this year, but have you talked about money with your Valentine? Whether you’re in the early stages of dating or already discussing marriage, our panel of experts has some advice for you. We gathered Dr. Dale Koppel (author of The Intelligent Womanís Guide to Online Dating), [...]

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