If you think back to your childhood, do you remember your parents fighting about money? If so, that may have had an effect on the way you managed credit in college, according to new research. Researchers at East Carolina University in Greenville, N.C., studied the link between parents’ roles and the financial knowledge and behaviors [...]

Offers of cash back, bonus miles and free balance transfers are floating into mailboxes and inboxes to get consumers to turn their attention to holiday spending. So now’s a good time to strategize about which payment method will work best for you — credit cards, prepaid cards or cash — this holiday season. If you’re [...]

Imagine that, while watching a TV show, you see a piece of furniture or a kitchen appliance you’d like to have in your own home. Or maybe someone on the show is wearing a sweater you covet. You grab your mobile phone or tablet PC, punch some keys to charge the item to your credit [...]

Once bitten by fraud, many cardholders become credit shy, according to recent research. An October 2012 study, “Global Consumer React to Rising Fraud: Beware Back of Wallet,” from electronic payment company ACI Worldwide and research firm Aite Group polled 5,200 card users about credit card fraud and its impact in 17 countries. Overall, one in [...]

Credit card users are on a good-behavior roll, an Oct. 4 report by the American Bankers Association says — and that has resulted in the lowest level of late credit card payments in 11 years. Delinquent bank credit card payments, defined as payments that are 30 days or more late, dropped below 3 percent (to [...]

Stay-at-home parents who say their access to credit has been restricted by the Credit CARD Act now have the watchdog Consumer Financial Protection Bureau in their corner. CFPB Director Richard Cordray testified before Congress Sept. 20 that certain wording within the Credit CARD Act of 2009 was causing a “significant problem” for stay-at-home spouses. Under [...]

The largest travel organization in the United States is trying to make things a little easier for its credit card users who charge purchases internationally. The American Automobile Association (AAA) has is rolling out an EMV credit card. EMV stands for “Europay Mastercard Visa” and refers to the chip-and-PIN technology that’s already common throughout the [...]