Marcia Frellick

Marcia Frellick


Marcia Frellick's blog posts at CreditCardGuide.com

  • Government Watchdog Promises Rule Change for Stay-at-Home Spouses

    Stay-at-home parents who say their access to credit has been restricted by the Credit CARD Act now have the watchdog Consumer Financial Protection Bureau in their corner. CFPB Director Richard Cordray testified before Congress Sept. 20 that certain wording within the Credit CARD Act of 2009 was causing a “significant problem” for stay-at-home spouses. Under […]

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  • Credit Scores Show Geographic Divide in Experian Report

    After losing out to Wausau, Wis., in 2011, Minneapolis reclaimed its top spot this year among U.S. cities with the highest credit scores. Experian’s third annual State of Credit report says Minneapolis residents racked up Vantage scores averaging 787 out of a possible 990, way above the national average of 750. Beyond bragging rights, the […]

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  • AAA joins push for chip-and-PIN

    The largest travel organization in the United States is trying to make things a little easier for its credit card users who charge purchases internationally. The American Automobile Association (AAA) has is rolling out an EMV credit card. EMV stands for “Europay Mastercard Visa” and refers to the chip-and-PIN technology that’s already common throughout the […]

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  • Prepaid Cards May be a Better Deal For Inexperienced Consumers

    The warnings about prepaid cards are well-publicized — they often come with high (sometimes hidden) fees, and the cards lack uniform federal protections. But September 2012 research by the Pew Charitable Trusts finds that , for some consumers, the cards are a better deal than having a checking account. Here’s why: The spenders who are […]

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  • Credit Card Use Catching On in China

    Credit card use in China has been slow to take off, but signs say that’s rapidly changing. The Wall Street Journal recently reported that China had about 268 million credit cards circulating by September 2011, more than five times the number at the end of 2006. Now, researchers at the University of Missouri (MU) have […]

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  • Consumers Feeling More Content with their Credit Cards, Survey Shows

    American Express once again swiped top honors from 10 competitors in the annual J.D. Power and Associates credit card satisfaction survey. It’s the sixth year in a row consumers have put the company at the top of the list, this time with 807 points out of a possible 1,000. Next in line, in order, were […]

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  • Election Season Scams: No, Obama Won’t be Paying Your Utility Bill

    As election season kicks into high gear, scammers will be among those counting on your support. Don’t be fooled: Despite the pitches you may have been getting, President Obama will not be paying any or your electric bill, and you won’t win a trip to the tropics for participating in an election survey. The Better […]

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