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Michael Dolen

Michael Dolen

Michael Dolen is the founder and managing editor of, which is the leading online forum solely dedicated to credit cards. His “no holds barred” credit card reviews and commentary are regularly featured in financial publications and websites such as The Wall Street Journal, The New York Times, Bloomberg and US News & World Report.

His knowledge and expertise come from real world experiences. After being left with monstrous medical expenses from an auto accident at age 18, he strategically used 0% credit card offers to finance his out-of-pocket costs not covered by insurance. These days, he’s debt free and focuses on finding new ways to maximize rewards and milk cardholder benefits. As a small business owner, he’s also well aware of the struggles that both entrepreneurs and established companies face when it comes to business credit in today’s economy.

When he’s not busy surfing the Web for credit card deals, you will likely find him surfing the waves along Southern California’s coast, where he lives.


Michael Dolen's blog posts at

Low Interest vs. High Rewards: Which Should You Go For?

In today’s guest blog, Michael Dolen of CreditCardForum explains why you’re not likely to find a card with both a great sign-up bonus and a long 0 percent period — and how to choose between these two perks. Whether it’s a lingering debt hangover from the holidays or just wanting to find a better rewards [...]

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Guest Blog: The Easiest and Hardest Parts about Earning Cash Back

In today’s guest blog, Michael Dolen of CreditCardForum takes a look at the perks — and challenges — of cash-back credit cards. One of my very first credit cards was the Chase Cash Plus Rewards Visa. It’s now extinct, but when I opened it in 2005, it was one of the best cash-back credit cards [...]

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