http://www.creditcardguide.com/credit-cards/considering-a-balance-transfer-credit-card.html The Leading Source of Credit Cards Online Thu, 17 Nov 2011 00:24:50 -0500 http://wordpress.org/?v=2.8.4 hourly 1 http://www.creditcardguide.com/credit-cards/considering-a-balance-transfer-credit-card.html/comment-page-1/#comment-1136 Sandra Mon, 05 Oct 2009 06:29:31 +0000 http://www.creditcardguide.com/credit-cards/?p=494#comment-1136 When I divorced, I asked Capital One to take my X off of the credit card I had with them. They said I would need to open a new account with my name only to get his name off and use only mine. I completed a new application for a new account using only my name and also did a balance transfer of $7500 at the same time. Capital One did not open my new account, they added this balance transfer to my old acct. with my Xs name on it. Also when I make a payment, they credit my payment to the zero percent APR balance transfer only while my purchases with the high APR remain the same with over a $53. interest charge per month. I have called them many times, written them explaining they goofed but they tell me they have no evidence of a new application completed by me. They seem to have received my balance transfer information but not my new application for a new account. It was all done on the same application. These people are false advertising crooks and misleading their customers into poverty. They will not open my new account and put my balance transfer on it, instead my transfer was added to my old account so they could charge me high interest for another 12 months instead of letting me pay down the interest bearing part of my credit card charges and the balance transfer too. Be careful out there and make sure your credit card people know what you want and don't let them do this to you. IT IS NOT SAVING MONEY, INSTEAD I AM PAYING CAPITAL ONE MUCH MORE MONEY THAN IF I HAD NOT DONE A BALANCE TRANSFER. ONLY BECAUSE THEY DENIED MY NEW APPLICATION AND ADDED IT TO MY OLD ACCOUNT. I GOT SCREWED BIG TIME BY CAPITAL ONE. When I divorced, I asked Capital One to take my X off of the credit card I had with them. They said I would need to open a new account with my name only to get his name off and use only mine. I completed a new application for a new account using only my name and also did a balance transfer of $7500 at the same time. Capital One did not open my new account, they added this balance transfer to my old acct. with my Xs name on it. Also when I make a payment, they credit my payment to the zero percent APR balance transfer only while my purchases with the high APR remain the same with over a $53. interest charge per month. I have called them many times, written them explaining they goofed but they tell me they have no evidence of a new application completed by me. They seem to have received my balance transfer information but not my new application for a new account. It was all done on the same application. These people are false advertising crooks and misleading their customers into poverty. They will not open my new account and put my balance transfer on it, instead my transfer was added to my old account so they could charge me high interest for another 12 months instead of letting me pay down the interest bearing part of my credit card charges and the balance transfer too. Be careful out there and make sure your credit card people know what you want and don’t let them do this to you. IT IS NOT SAVING MONEY, INSTEAD I AM PAYING CAPITAL ONE MUCH MORE MONEY THAN IF I HAD NOT DONE A BALANCE TRANSFER. ONLY BECAUSE THEY DENIED MY NEW APPLICATION AND ADDED IT TO MY OLD ACCOUNT. I GOT SCREWED BIG TIME BY CAPITAL ONE.

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