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	<title>Comments on: Credit to Debit, Are Consumers Changing the Way They Spend?</title>
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		<title>By: Scott</title>
		<link>http://www.creditcardguide.com/credit-cards/credit-to-debit-are-consumers-changing-the-way-they-spend.html/comment-page-1/#comment-22</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Fri, 12 Jun 2009 03:37:34 +0000</pubDate>
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		<description>I never use my debit card because I like to earn points on the purchases I make everyday when I use my credit card. I pay my balance off each month so it&#039;s free money.

To comment on your post, I think people in general are carrying less cash and society has embraced electronic forms of payment as the preferred way to pay. You can go to most fast food places now and pay with a credit or debit card. I suspect that debit card usage has grown so quickly because of the shift away from using cash.</description>
		<content:encoded><![CDATA[<p>I never use my debit card because I like to earn points on the purchases I make everyday when I use my credit card. I pay my balance off each month so it&#8217;s free money.</p>
<p>To comment on your post, I think people in general are carrying less cash and society has embraced electronic forms of payment as the preferred way to pay. You can go to most fast food places now and pay with a credit or debit card. I suspect that debit card usage has grown so quickly because of the shift away from using cash.</p>
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