Experian Studies Credit Card Fraud and Identity Theft
| March 4, 2010 |
As the growing number of people experiencing some sort of credit card fraud and identity theft grows drastically year after year, many people have wondered what factors can determine the likelyhood of who will be next. While there is no exact answer, studies have been conducted and one of the most recent has important information on what things may factor into whether you are may be targeted.
According to an article entitled "New Study Profiles Credit Card Fraud Victims" Experian has released a report that could surprise a lot of cardholder that believe they would never be affected by these types of thefts. Within the report it is stated that those that seem to be targeted most either live within an affluent/upscale suburban neighborhood or metropolitan area, as well as hold some sort of college degree. While the article seems to describe this type of theft as one of opportunity, one can only imagine that in most cases these thefts probably target certain individuals whom thieves can get the most out of by doing the least amount of work.
When it comes to protecting yourself from identity theft or credit card fraud, in may cases simple steps can help ensure your don’t become a victim. They include the following:
- Protecting all of your paper documents
- Keeping computer security software up-to-date
- Keeping all of your personal information private
- Monitoring the security of websites
- Monitoring any and all account activity
If you suspect you may be a victim, contact your issuer or loan provider immediately. In many cases, when it is caught earlier it can be resolved with little or no long term damage or stress.
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