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Credit Cards > Charge-it Blog > Archives > In The News > Fed’s Proactive Approach to Inform Debit Card Users



 
 

Fed’s Proactive Approach to Inform Debit Card Users

  By Steven Gibbs February 27, 2010

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When it comes to your money, the Federal Reserve is doing more than just informing credit cardholders of the beneficial information that they need to know concerning the implementation of the Credit CARD Act. They are also letting debit cardholders know about the new rules taking place later this year concerning the next biggest issue currently effecting millions of people, which is overdraft fees.

 

On getting the word out about the changes that consumers will be seeing, the Federal Reserve Board is once again utilizing the web. On the Federal Reserve Boards site, cardholders can now go and view what the Fed believes you need to know about the new overdraft rules for ATM and debit cards. Once there you will find a great overview of the changes, and the basic facts of every account.  Not only that, they break down the new rules in an easy to understand way that covers the following points:
 

  • Your ability to choose
  • Accounts effected
  • The flexibility you receive
  • What is and is not covered
     

One of the great things about this site is that they actually give you an example of what you should be receiving from your financial institution. This allows consumers to become familiar and understand documentation well before actually receiving any letters from the bank. In all, this site is very good in helping cardholders know what to expect when the rules take effect on August 15th.


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