http://www.creditcardguide.com/credit-cards The Leading Source of Credit Cards Online Wed, 08 Feb 2012 23:41:32 +0000 http://backend.userland.com/rss092 en Bank of America, still smarting from the public backlash that torpedoed its proposed $5 monthly fee for debit cards last year, is rolling out a new idea to boost card activity -- a program called BankAmeriDeals.   While the program hasn't started yet, the idea is that customers will be ... http://www.creditcardguide.com/credit-cards/bank-of-america-testing-out-new-deals-program.html   I admit, I've been getting lazy when it comes to penny-pinching. Turns out, I'm not alone. Americans might be slipping back into old, expensive habits, according to a recent poll.   Since 2009, Harris Interactive has been asking Americans what they've done to save money in the past six months. This week, ... http://www.creditcardguide.com/credit-cards/americans-may-be-slipping-back-into-money-wasting-habits.html   U.S. credit card holders just got one step closer to using cards with chips instead of magnetic stripes. MasterCard has announced a plan to transition to the "chip and PIN" technology that is already the norm in Europe.   By the end of April 2013, MasterCard plans to have replaced its existing ... http://www.creditcardguide.com/credit-cards/mastercard-announces-rollout-of-chip-and-pin-cards.html   Students aren't the only ones worried about their student loan debt, according to a recent Fair Isaac Corp. (FICO) survey.   In FICO's latest quarterly survey of bank risk professionals, 67 percent of respondents said they are seriously concerned about the debt loads students in this country are carrying and that they ... http://www.creditcardguide.com/credit-cards/banking-industry-worried-about-mounting-student-loan-debt.html "Retail therapy" can offer an instant mood boost. A new outfit, new furniture, a new TV -- with the swipe of a credit card, you've just bought yourself a quick injection of optimism at the end of a rough week.   But will it bring you long-lasting happiness? A study ... http://www.creditcardguide.com/credit-cards/can-you-buy-happiness-depends-on-what-youre-buying.html A company in Brooklyn, N.Y., has developed a new model for ATMs that offers an alternative to highly unpopular ATM fees. The concept for Free ATMs NYC is that there’s no fee for transactions. But there is a catch -- you have to watch a series of ads to complete ... http://www.creditcardguide.com/credit-cards/new-free-atms-turn-users-into-a-captive-audience.html   It happens every time. I live a few blocks down from a high-end grocer and every once in a while, I’ll spend a lazy weekend afternoon wandering the aisles ogling “deals” for swanky items like “single source organic cacao chocolate bars,” “olive oil tortas” and “black cherry all natural soda.” ... http://www.creditcardguide.com/credit-cards/this-week-in-personal-finance-blogging-why-you-should-keep-a-calculator-handy-when-you-shop.html Financial guru Suze Orman is the latest celebrity to brand her own prepaid debit card, following the likes of reality TV’s Kardashian sisters, hip-hop artist Russell Simmons and rapper Lil Wayne.   Orman's is called the Approved Card, and it's promoted as “better than cash” and “safer than cash.” But reviews are ... http://www.creditcardguide.com/credit-cards/how-does-suze-ormans-approved-card-stack-up-against-the-competition.html   Last fall, I finally paid off my credit card bill in full and kept the debt off for a record two months. It was exhilarating.   After months of financial dieting and careful tracking, I had finally achieved my zero debt goal. Then the holidays hit and my newfound financial discipline ... http://www.creditcardguide.com/credit-cards/this-week-in-personal-finance-blogging-debt-is-easier-to-shed-than-keep-off-for-good.html Customer outrage has shot down another proposed payment fee, this time just a day after it was proposed. Verizon Wireless, the biggest U.S. wireless operator, announced December 29 that, as of Jan. 15, it would charge consumers $2 to make payments online or by phone.   That set off a firestorm of protest, ... http://www.creditcardguide.com/credit-cards/verizon-drops-fees-amid-consumer-protest.html