You waived the extended warranty plan on your new refrigerator because it would have increased the purchase price of the fridge by almost 20%.

You bought a cashmere sweater on sale, but when you try it on at home in broad daylight, the color makes you look like a member of the living dead.

Most people think of credit card deals as a new credit card with a long-term 0% APR transfer offer.

Okay, maybe not quite, but how about complimentary airport club access, preferred seating at theater and sports events, and your own personal concierge to get you a reservation at the hottest restaurants in town?

What makes a great credit card? Most people look for cards that charge a low interest rate, have a long 0% APR balance transfer offer, or offer great cash back or rewards benefits.