What Card Issuer's Look For

Common wisdom has it that credit card issuers base their decisions about both new credit card applications and term changes to existing accounts mainly on credit scores.

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Consumer Credit Card Balances Take Steep Dive in April

In the face of continuing economic uncertainty, consumers continue to scale back credit card debt. On Monday, the Federal Reserve released data that showed credit card balances dropped an impressive $8.5 billion during the month of April.

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Editor's Pick: Best Hotel Rewards Cards 2010

In the hands of the savvy consumer, hotel rewards credit cards earnings can be redeemed at some of the highest redemption rates among rewards cards, in some cases as high as 5 to 6 cents per dollar spent.

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Green Plastic: Credit Cards that Help the Environment

To help reduce the landfill burden resulting from our fondness for plastic, some card issuers are looking into introducing more environmentally friendly credit cards.

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Credit Card Late Payments Drop for 5th Month in a Row

For the fifth month in a row, credit card delinquencies dropped in May, indicating that fewer Americans are struggling to keep up with their credit card payments despite the continued economic slow-down.

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