Americans Now Owe More on Student Loans than on Credit Cards

Although these times of low job security and financial caution keep consumers reining in credit card debt and day-to-day expenses, the current economic climate seems to have the opposite effect.

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Discover Card Acceptance Hits New Record

In the last few years, however, the number of merchants that accept Discover cards has sharply increased, and by April this year, nine out of ten merchants were accepting Discover Card, an all time record.

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APR Too High? 3 Steps to Negotiate a Lower Credit Card Interest Rate

Few things are as frustrating and expensive as being saddled with high-interest rates. However, there is much you can do to lower your interest rate, by negotiating a lower rate and/or transferring balances elsewhere.

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The New Frugality: Economy Spurs Cautious Consumers

The past few years of economic hardship undoubtedly have made Americans’ wallets smart, but according to The New American Pantry, it has also caused consumers to rein in spending and wise-up their shopping habits.

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How to Find the Best Credit Cards

There are many different reasons people apply for a credit card, and finding the best card varies accordingly. Here are some of the main reasons people apply for credit cards as well as tips for finding the best card in each category.

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