Alternative Credit Reports Not Yet Mainstream

Several companies offer alternative credit scoring services to consumers with thin traditional credit files. Should you sign up?

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After Bankruptcy, Ease Into Credit World Slowly

This reader has just emerged from
Chapter 7 bankruptcy and is ready to jump back into the credit world. Credit expert Erica Sandberg urges her to slow down

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Do Prepaid Cards for Kids Help or Hurt?

Nobody is born with budgeting skills, so it’s important to teach kids how to match spending with “income.” Prepaid cards can help, if you follow these guidelines.

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8 ways to pay off holiday debt faster

About one-quarter of consumers say it will take them more than three months to pay off their holiday debt. You can pay it off faster. Here’s how

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Key to Financial Independence is Helping Yourself

When this reader's boyfriend stops helping with the bills, she can't keep up with the debt repayment plan set by her credit counselor. Credit expert Erica Sandberg gives her some tips for picking herself back up

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