Do I have to Close Cards to Fix my Credit?

His credit counselor wants him to close his credit cards, but he’s worried that will damage his credit. However, our expert points out, at $27,000 in debt, that’s the least of his worries

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10 Ways to Spring-Clean your Credit

Spring is a time of renewal, so it can be a good time to take a look at the smudges dirtying up your credit report, and any cards — or rewards — that are collecting dust

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Is Credit Mix Needed to Boost FICO Scores?

Using a variety of types of credit can help your FICO score. But that doesn’t mean you have to go out and apply for a bunch of cards and loans you don’t need

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Lending Credit Card to Boyfriend Backfires

She lent her boyfriend her card, and he charged $3,000 of DJ equipment. Now, the collection calls are rolling in. Can she send the collectors after him instead?

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Can I Get an Apartment with Bad Credit?

Bad credit might make it more difficult to land a new apartment, as landlords increasingly check credit reports. Our expert provides some tips for improving your chances

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