How to Choose and Use Your First Credit Card

Your first credit card lays the foundations of your credit future, so you’ll want it to be a perfect fit. These tips will help you sort through all the offers

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Grandma's Generosity Ruining Minor's Credit

When someone offers to add you as an authorized user to their credit account, first consider how they’ll treat the card. If they rack up debt and default, they’ll drag your credit rating down with theirs

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Will Chasing Bonuses Hurt Mortgage Chances?

Applying for a mortgage soon? You need to be cautious about applying for new credit, no matter how good those credit card sign-up bonuses are

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Do I Have to Worry About This Tiny Debt?

He’s got an account in collections, but it’s only $150. However, this small debt is doing big damage to his credit, says our expert

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Card-Linked Offers: An Easier Route to Rewards?

If you love discounts and deals, take note: Issuers and retailers are experimenting with card-linked offers to more seamlessly reward consumers

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