Credit Cards > Credit Card News > Archives > September, 2013
 
 

How often should I open new credit cards?

Have you heard the rumor that you need to apply for a new credit card every few years to keep your credit score up? Our expert busts that myth

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Consolidate debts or pay them down separately?

Once you make a balance transfer, the clock starts ticking on the interest-free period. If you don’t think you can beat that clock, is it better to avoid the balance transfer altogether?

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If I lose my prepaid card, do I lose my money?

Prepaid cards can make great budgeting tools — and provide a convenient option for those without bank accounts. Yet watch out — the way they’re loaded can be exploited by fraudsters

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Credit scores critical when car shopping

Whether you’re getting a loan or leasing a car, having good credit will help you get the best terms. These five tips will help you research your options, take stock of your credit and give your score a boost before buying

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Deciding between bankruptcy and debt settlement

Bankruptcies and debt settlements can both help you expunge large amounts of debt. Figuring out the best option requires a realistic look at your present — and future — finances

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