Credit Cards > Credit Card News > Archives > January, 2014
 
 

Can I get new credit during Chapter 13?

If you need new credit accounts while you’re in Chapter 13 bankruptcy, you may be able to get them. But you have to ask permission — and permission is rarely granted

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Should I get a car loan just to boost my credit?

Credit scores are a means, not an end. If your FICO score is already excellent, don’t take out unnecessary loans in an attempt to boost it

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How to make a credit comeback after defaulting

If you fall behind on credit cards payments, it’s not too late to save your credit. But it’s extra important to start doing everything right going forward. Our expert shares three steps to making a credit come-back

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Micropayments can help you chip away at debt

Making several small credit card payments instead of one large one — sometimes called “snowflaking,” or the micropayment method — can help you stay motivated while paying down debt

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Will credit cards disqualify you from Section 8?

Your credit cards won’t factor into your ability to qualify for subsidized housing. But your card debts might become a problem if a landlord checks your credit

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