If you want to file for Chapter 7 bankruptcy, you’ll need to prove that you really can’t pay back your creditors. That’s where the “means test” comes in

Payday loans are often advertised as short-term debt that can help you through an emergency. But that’s not how consumers are using them

Do you take a quick glance at your credit card statement once a month, check the amounts of the major purchases, then pay? If so, you might want to take a closer look at your bill

Getting a data breach notification letter in the mail may cause your stomach to drop. But don’t panic — keeping a careful eye on your accounts and credit reports should help you keep thieves at bay